K1 visa approved - only one document needed for stamp

[ScottThuy 140]

bad link

I don't want to jump the gun and yell troll.. but this is the oddest thing I have read yet.. It isn't legal to have a joint account with someone not present to sign the docs in the US... unrealistic expectation of a K1 petitioner

[Sam and Ben 2]

I guess I don't even understand the possible reasoning behind this sort of request anyhow.

[thepizzadude 26]

There is no US Embassy in the US. I assume that you mean that your petition has been approved and your fiance has been interviewed in Peru?

At this interivew your finace was given a blue or white slip asking for you to submit proof of a joint bank account before the visa can be issued?

This does not sound right for a fiance visa. You should call or e-mail the embassy to find out about this.

Could someone be trying to scam the OP and fiancee with this?

yes, its been approved an she has been interviewed and approved (at us embassy in peru) but has not stamped the visa until she sends in the information with her passport. (by mail) the joint bank account (mancomunadas), some more pictures (on kodax) and bank transfer trasaction receipts.

ps not us embassy in us, department of homeland security immigration services

OK I'll be the one to ask the obvious...ARE YOU saying SHE told you she is approved but they want to see some bank account in both your names...AND they want to see "bank transfer trasaction receipts"<<<------ does this mean they want you to transfer money to the account and send her the info???

If it was me I would 1. Call the embassy and verify this is what they are looking for?

2. If it is find out the form you can take to bank and add a foriegn individual to a US bank account (there is one but I cant remember its name) or open an Internet bank account.

3. If it isn't find out what it is they are seeking.

Simple.

[tlara01 0]

I have opened up several bank accounts online, very easy process..... Chase (was WAMU when I did it), ING Direct, Allied Bank, will all open an account over the internet. Only catch is you'll both need SSN's

[JimVaPhuong 4,863]

I have opened up several bank accounts online, very easy process..... Chase (was WAMU when I did it), ING Direct, Allied Bank, will all open an account over the internet. Only catch is you'll both need SSN's

Exactly what I was thinking. You can't open a bank account in the US without an SSN. This is mandatory, since large deposits have to be reported to the IRS.

This whole thing sounds VERY fishy. Why would a consulate want to see a joint bank account between two people who aren't even married yet? They would KNOW that she can't have her name on an account in the US until she has an SSN, and it would be ludicrous to expect a petitioner to open a joint account in the foreign country if they aren't going to be living there. Also, many consulates do NOT like to see money shared by petitioner with beneficiary - it makes it look like petitioner is buying a spouse.

I'll give the OP the benefit of the doubt, and presume that he's misunderstanding what the consulate is asking for. Perhaps his fiancee told them that they already had a joint bank account, and now the consulate wants to see the evidence. If that's not the case, then I'm thinking either troll or scam victim...

[Victor&Cory 1]

I have to agree with everybody else. The bare minimum that a bank will ask to open an account is a SSN. She doesn't have it because she still has not yet entered the US and applied for it. It is really really strange that they ask for this.

PEACE.............

[NutMagnet 2]

yes, its been approved an she has been interviewed and approved (at us embassy in peru) but has not stamped the visa until she sends in the information with her passport. (by mail) the joint bank account (mancomunadas), some more pictures (on kodax) and bank transfer trasaction receipts.

ps not us embassy in us, department of homeland security immigration services

OK, the list is getting longer, sounds like they are simply asking you for more evidence of relationship; more photographs on real photo paper, e.g. 4" x 6" prints, and evidence of support, such as Western Union, bank wire and other remittance receipts. The GDP in Peru is less than $6K USD, you are helping her out aren't you, a couple three hundred every now and then, right? Well, send all those receipts, more photos, and maybe you can get a letter from your bank officer on bank stationary stating their requirements for a joint bank account and why you were denied one.

Additionally, it may have come down to a bank letter anyway as in my experience, joint bank account statements list, and are addressed to the prinicpal owner only, the person whose SSN# is listed for tax purposes.

An idea may be to order an extra Visa/MC card from your existing account in her name, photocopy both cards together and scratch out the last 4 digits for safety. With luck, the new card may even come in the mail addressed to her, send that also.

How about this https://www.walmartmoneycard.com/AcctMgmt/C...t/Products.aspx

Head down to Walmart and pick up the Walmart MoneyCard SharePak. Sign up for the primary card in your name, get the second card in her name - First, Last name + DOB is all thats needed for the 2nd card. 7-10 days later you have twin debit cards.

Your local bank had prepaid Visa debit cards also, load the account with $20 or so, get two cards, one in each name, or one card with both names.

Good luck,

NM

[Qiix 0]

Hi, I have been approved for the k1 visa in the usa and also in peru (where my fiance is) however they want to see a joint bank account. (for them to stamp the visa) its the final document that I need but I didnt realize that I needed it. I am back in the usa from visiting my fiance. how can I open a joint account with her when she is in peru and I am here? I believe both parties have to be there to open up a joint bank account. She has a bank account at bcp and I have one here in the states. is there anyway to get around this? online bank account or power of attorney? I dont know where to go so I figured I would would ask here for advice. thank you for your comments

I have been trying to add my Wife as a joint to my Accounts and my banks will not do it until she has a Social Security # or USA TIN (Tax ID #)

Also I needed a TIN for me to file Tax "married Jointly". I didn't bother because I didn't make enough for the tax break to matter.

I'm not a Tax expert but If I remember correctly a non-immigrant cannot get the TIN unless she is married to a US Citizen.

My bank told me it is illegal for them to make the account "joint" with the SSN or TIN

[Elham 1]

if they going to start asking for k1 im in lots of trouble lol

sara

In my opinion all K1 filers are going to be in trouble! It doesn't make sense at all! How are we supposed to open a bank account there while we are away?!?!

[Frenchwife 1]

YOU CAN HAVE A JOINT ACCOUNT WITH NO SSN

I have no SSN

but I had a US account for years opened by my US company

then I have a US account opened last year by me during a trip

(just needed a US address for mail)

then my husband put me on a joint account last month

I had to be present for finalizing the opening

Good thing I have a credit card to do his groceries while on holidays

was getting tired of paying for them!!!

MAYBE THERE ARE GLOBAL BANKS that allow to open from the foreign country

where the foreigner is.

[Frenchwife 1]

forgot to say

for the joint account the bank did record my entry number (visa waiver form in passport)

I saw a lot of good suggestions above

recommend also you ask Peruvian fellows.

[sara..... 371]

if they going to start asking for k1 im in lots of trouble lol

sara

In my opinion all K1 filers are going to be in trouble! It doesn't make sense at all! How are we supposed to open a bank account there while we are away?!?!

well even more to the point why would u until after ur married? even most people in the usa do not have joint accounts until after marraige because its to risky financially

sara

[sara..... 371]

YOU CAN HAVE A JOINT ACCOUNT WITH NO SSN

I have no SSN

but I had a US account for years opened by my US company

then I have a US account opened last year by me during a trip

(just needed a US address for mail)

then my husband put me on a joint account last month

I had to be present for finalizing the opening

Good thing I have a credit card to do his groceries while on holidays

was getting tired of paying for them!!!

MAYBE THERE ARE GLOBAL BANKS that allow to open from the foreign country

where the foreigner is.

ok but that is a married couple why in the world k1 do that?

sara

[JimVaPhuong 4,863]

YOU CAN HAVE A JOINT ACCOUNT WITH NO SSN

I have no SSN

but I had a US account for years opened by my US company

then I have a US account opened last year by me during a trip

(just needed a US address for mail)

then my husband put me on a joint account last month

I had to be present for finalizing the opening

Good thing I have a credit card to do his groceries while on holidays

was getting tired of paying for them!!!

MAYBE THERE ARE GLOBAL BANKS that allow to open from the foreign country

where the foreigner is.

Banks are free to make up their own account requirements, but they are REQUIRED to report large deposits to the IRS, along with the taxpayer ID number of the account owner. The majority of banks will refuse to open an account if you don't provide a taxpayer ID number and positive identification. Every bank account I've opened since 1980 has required a government issued ID and social security number. The only exception was a small credit union operated by a company I worked for, but they wouldn't accept any single deposit over $1000.

When you say "my US company", are you saying you own the company? If so, I presume your company has a taxpayer ID number.

There are plenty of global banks that don't require any US identification numbers. These banks don't share information with US tax authorities. People routinely use such banks to hide assets from the US government. Why on earth would a US Embassy require a US citizen to open an account at such a bank?

[brightskte 18]

My fiance found that his bank (RBC Royal Bank) allows Canadians to open up a US checking account, but he hasn't done it yet. I think he will soon so that it will be easier for him to get access to his money while he's visiting me. When he bought my engagement ring in Cuyahoga Falls, OH(he was driving down to visit me that time) his mother called a couple of days afterwards wanting to know if he was in the States and that if he was, to have him call them. He forgot to call and let them know that he would be out of the country, silly boy.

But I really find it strange that they would request info of a joint checking account. Even with RBC Royal Bank allowing him to have a U.S bank account, I doubt they would allow it to be a JOINT checking account(I'd have to check). 99.9% of the time banks will require a SSN from both applicants. Just smells fishy, and I didn't eat Tuna for lunch.