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If you have private health insurance ...

By w¡n9Nµ7 §£@¥€r in General Polls

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If you have private health insurance, please answer the following questions.  

32 members have voted

  1. 1. You have private health insurance. There is a new government-run health insurance plan available. You compare both plans on paper and they appear identical in every way except premiums. Premiums for the government-plan are 10% less than your existing private insurance. Do you switch over to the government-run plan?

    • Yes
      23
    • No
      9

  2. 2. You have private health insurance. There is a new government-run health insurance plan available. You compare both plans on paper and they appear identical in every way, including premiums. Do you switch over to the government-run plan?

    • Yes
      5
    • No
      27

  3. 3. You have private health insurance. There is a new government-run health insurance plan available. You compare both plans on paper and they appear identical in every way except premiums. Premiums for the government-plan are 10% more than your existing private insurance. Do you switch over to the government-run plan?

    • Yes
      1
    • No
      31

9 posts in this topic

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Laveau Community Regular

Laveau   67

Posted
Filed: EB-2 Visa Country: United Kingdom
 Timeline
Posted
It would have to be more than 10% for most people to want to switch, because any "plan" produced by the government is usually #######.

I was inclined to reply with something similar but I reread. The plans are identical except for the premiums. Well, identical "on paper". Why add the "on paper" part? That part still throws me off though. Identical on paper but the govt ins crappier in reality?

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w¡n9Nµ7 §£@¥€r Grand Master

w¡n9Nµ7 §£@¥€r   123

Posted
Filed: Timeline
  • Author
Posted
It would have to be more than 10% for most people to want to switch, because any "plan" produced by the government is usually #######.

I was inclined to reply with something similar but I reread. The plans are identical except for the premiums. Well, identical "on paper". Why add the "on paper" part? That part still throws me off though. Identical on paper but the govt ins crappier in reality?

Two plans can promise identical coverages for a procedure but the claimant's experiences can be drastically different depending on customer service and other factors.

Man is made by his belief. As he believes, so he is.

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Saddle Bronc Grand Master

Saddle Bronc   124

Posted
Filed: Citizen (apr) Timeline
Posted

"Khartoum Policy"--hat-trick of 'no'!

2005/07/10 I-129F filed for Pras

2005/11/07 I-129F approved, forwarded to NVC--to Chennai Consulate 2005/11/14

2005/12/02 Packet-3 received from Chennai

2005/12/21 Visa Interview Date

2006/04/04 Pras' entry into US at DTW

2006/04/15 Church Wedding at Novi (Detroit suburb), MI

2006/05/01 AOS Packet (I-485/I-131/I-765) filed at Chicago

2006/08/23 AP and EAD approved. Two down, 1.5 to go

2006/10/13 Pras' I-485 interview--APPROVED!

2006/10/27 Pras' conditional GC arrives -- .5 to go (2 yrs to Conditions Removal)

2008/07/21 I-751 (conditions removal) filed

2008/08/22 I-751 biometrics completed

2009/06/18 I-751 approved

2009/07/03 10-year GC received; last 0.5 done!

2009/07/23 Pras files N-400

2009/11/16 My 46TH birthday, Pras N-400 approved

2010/03/18 Pras' swear-in

---------------------------------------------------------------------

As long as the LORD's beside me, I don't care if this road ever ends.

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mawilson Grand Master

mawilson   2,133

Posted
Filed: Country: United Kingdom
 Timeline
Posted
It would have to be more than 10% for most people to want to switch, because any "plan" produced by the government is usually #######.

I was inclined to reply with something similar but I reread. The plans are identical except for the premiums. Well, identical "on paper". Why add the "on paper" part? That part still throws me off though. Identical on paper but the govt ins crappier in reality?

Two plans can promise identical coverages for a procedure but the claimant's experiences can be drastically different depending on customer service and other factors.

US government health care =

friendliness of the IRS +

waiting times - USCIS

customer service - USPS

competence - TSA

effectiveness - DEA

biden_pinhead.jpgspace.gifrolling-stones-american-flag-tongue.jpgspace.gifinside-geico.jpg
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tmma Experienced

tmma   467

Posted
Filed: Country: Netherlands
 Timeline
Posted
....Two plans can promise identical coverages for a procedure but the claimant's experiences can be drastically different depending on customer service and other factors.

and to me-that's the thing. The coverage might be the same on paper-the premiums may even be cheaper...but is my waiting time going to be longer on the Govt run plan, or is my choice of facility or specialist going to actually be hindered or even delayed by my coverage by the Govt plan ( i.e more people using the specialist that accepts the Govt insurance = longer waits...etc)? Is my choice of appointment times going to be more limited because the block of time set aside for "Govt insurance patients" isn't going to be big enough to accomodate everyone......( I've seen this happen in the UK).

Call it socialized medicine, NHS whatever...to me..it means longer wait times for the fewer doctors/facilities and specialists that work for the Govt plan in relation to the numbers using it.

Liefde is een bloem zo teer dat hij knakt bij de minste aanraking en zo sterk dat niets zijn groei in de weg staat

event.png

IK HOU VAN JOU, MARK

.png

Take a large, almost round, rotating sphere about 8000 miles in diameter, surround it with a murky, viscous atmosphere of gases mixed with water vapor, tilt its axis so it wobbles back and forth with respect to a source of heat and light, freeze it at both ends and roast it in the middle, cover most of its surface with liquid that constantly feeds vapor into the atmosphere as the sphere tosses billions of gallons up and down to the rhythmic pulling of a captive satellite and the sun. Then try to predict the conditions of that atmosphere over a small area within a 5 mile radius for a period of one to five days in advance!

---

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Saddle Bronc Grand Master

Saddle Bronc   124

Posted
Filed: Citizen (apr) Timeline
Posted (edited)
It would have to be more than 10% for most people to want to switch, because any "plan" produced by the government is usually #######.
I was inclined to reply with something similar but I reread. The plans are identical except for the premiums. Well, identical "on paper". Why add the "on paper" part? That part still throws me off though. Identical on paper but the govt ins crappier in reality?
Two plans can promise identical coverages for a procedure but the claimant's experiences can be drastically different depending on customer service and other factors.
US government health care =

friendliness of the IRS +

waiting times - USCIS

customer service - USPS

competence - TSA

effectiveness - DEA

:thumbs: actually about two orders of magnitude more hostile than IRS... Edited by Saddle Bronc

2005/07/10 I-129F filed for Pras

2005/11/07 I-129F approved, forwarded to NVC--to Chennai Consulate 2005/11/14

2005/12/02 Packet-3 received from Chennai

2005/12/21 Visa Interview Date

2006/04/04 Pras' entry into US at DTW

2006/04/15 Church Wedding at Novi (Detroit suburb), MI

2006/05/01 AOS Packet (I-485/I-131/I-765) filed at Chicago

2006/08/23 AP and EAD approved. Two down, 1.5 to go

2006/10/13 Pras' I-485 interview--APPROVED!

2006/10/27 Pras' conditional GC arrives -- .5 to go (2 yrs to Conditions Removal)

2008/07/21 I-751 (conditions removal) filed

2008/08/22 I-751 biometrics completed

2009/06/18 I-751 approved

2009/07/03 10-year GC received; last 0.5 done!

2009/07/23 Pras files N-400

2009/11/16 My 46TH birthday, Pras N-400 approved

2010/03/18 Pras' swear-in

---------------------------------------------------------------------

As long as the LORD's beside me, I don't care if this road ever ends.

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Nik+Heather Experienced

Nik+Heather   121

Posted
Filed: Citizen (pnd) Country: United Kingdom
 Timeline
Posted

Dunno that I'm wild about my private insurance either. I just recently spent a morning crying with frustration because of a sinus infection, and trying to find a doctor in my "network" who could see me same day (AND trying to get two customer reps to give me the same answer about WHO the available doctors were!!!)-- what sort of shape would I be in if I had something more serious???

Also, I think that there's a question missing. I answered no I wouldn't switch all things being equal. Others may have had different answers if they were starting from scratch. I wouldn't switch more from the desire of not having to deal with any complications arising from switching. Belonging to neither and then choosing might yield different answers.

K-1:

January 28, 2009: NOA1

June 4, 2009: Interview - APPROVED!!!

October 11, 2009: Wedding

AOS:

December 23, 2009: NOA1!

January 22, 2010: Bogus RFE corrected through congressional inquiry "EAD waiting on biometrics only" Read about it here.

March 15, 2010: AOS interview - RFE for I-693 vaccination supplement - CS signed part 6!

March 27, 2010: Green Card recieved

ROC:

March 1, 2012: Mailed ROC package

March 7, 2012: Tracking says "notice left"...after a phone call to post office.

More detailed time line in profile.

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