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ponkatee

Is mortgage loan debt an issue?

By ponkatee in K-1 Fiance(e) Visa Process & Procedures

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ponkatee Rookie

ponkatee   0

Posted
Filed: K-1 Visa Country: Thailand
 Timeline
Posted

Hello

:no:

My fiance has mortgage loan dept and he is paying every month for 1200 dollars but now he told me that he cannot afford and will stop paying from now and we are waiting for NOA2.

If my fiance stop paying, is it effect for our K1 visa? He has income 60,000 dollars and above poverty line.

Thanks in advance for any replies! :help:

My timeline

03 Apr'09 - Sent I-129F

07 Apr'09 - Received NOA1

Now i'm waiting for NOA2

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SomedaySomehow Community Regular

SomedaySomehow   1

Posted
Filed: AOS (pnd) Country: Philippines
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Posted

Most likely won't be a issue that I know of ... as long as he doesn't loose his job and income ... that is what they are most concerned about .. however the bank will take his home if he stops paying for it lol

Met: November 05, 2008

Met in Cebu first time: March 27, 2009

Engaged: March 29, 2009

Filed K1 Fiance Visa : April 15, 2009

Fly to the US Finally: October 10, 2009

Married : November 07, 2009

Pregnant YAY : Baby due July 03, 2010 :)

File AOS/EAD/Travel: February 26, 2010

EAD/Travel approved: April 26, 2010

Our Baby Boy Born: June 24, 2010

AOS approved YAY! Green Card Received October 4, 2010

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baron555 Veteran

baron555   934

Posted
Filed: AOS (apr) Country: Kenya
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Posted

No, they are only interested in his income, which is fine. However as stated, if he just stops paying the bank will take his house and he will lose any "equity" that he has in it.

If he really can not afford it, maybe he can contact his bank and negotiate a lower payment or something.

Having the bank take his house will cause him to have a bad credit history mark which may affect his ability to do things financially later on. He really should not just stop paying; that is the worst thing to do.

But it will not affect your visa process.

Phil (Lockport, near Chicago) and Alla (Lobnya, near Moscow)

As of Dec 7, 2009, now Zero miles apart (literally)!

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daboyz Experienced

daboyz   36

Posted
Filed: IR-1/CR-1 Visa Country: Thailand
 Timeline
Posted
Hello

:no:

My fiance has mortgage loan dept and he is paying every month for 1200 dollars but now he told me that he cannot afford and will stop paying from now and we are waiting for NOA2.

If my fiance stop paying, is it effect for our K1 visa? He has income 60,000 dollars and above poverty line.

Thanks in advance for any replies! :help:

Wont be an issue. Make sure your fiance doesn't owe the IRS any money.

Service Center : Vermont Service Center

Consulate : Bangkok, Thailand

Marriage : 2006-11-08

I-130 Sent : 2008-02-22

I-130 NOA1 : 2008-03-10

I-129F Sent : 2008-04-08

I-129F NOA1 : 2008-04-14

I-129F touched: 2008-05-06

I-130 touched: 2008-05-09

I-129F approved 2008-09-05

I-130 approved 2008-09-05

NVC received 2008-09-12

Pay I-864 2008-10-08

Pay IV bill 2008-10-08

Receive Instruction 2008-11-05

Case Complete 2008-11-18

Medical 2009-01-19/20 passed

Receive Pkt 4 2009-01-30

Interview 221g 2009-02-23

Second interview 2009-03-02 Approved

POE DFW 2009-03-07

Received SS card 2009-03-17

Received GC 2009-04-01

Done for 3 years or 10 years. Haven't decided yet.

(I'm going for the IR-1 and blowing off the K-3. Even if it takes an extra couple months, it's worth it to not have to deal with USCIS again)

"Give me your tired, your poor, your huddled masses yearning to breathe free, the wretched refuse of your teeming shore. Send these, the homeless, tempest-tost to me, I lift my lamp beside the golden door!"

Note:

Please fill out I-130, wait 6 months for approval, then 3 more months for an interview. (Unless of course we've bombed your country into the stone age, then you qualify for expedited processing.)

Welcome to the USA!!!

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reeses16 Proficient

reeses16   8

Posted
Filed: Citizen (apr) Country: Ethiopia
 Timeline
Posted (edited)

It will not affect your visa, but it could have a serious impact on your lives together in the US (in terms of interest rates, future ability to own a home/rent, buy a car, etc.). Definitely have him reconsider his mortgage options. If he can't afford his mortgage, how will he take care of you (at least until you get a green card/employment authorization and job)? Can he even afford to apply for your green card ($1010)? You should really apply for your green card as quickly as possible after the wedding, if you don't you could find yourself fighting deportation, which will cost a lot of money and cause a lot of stress. These are just things the two of you should discuss. Best of luck.

Edited by reeses16
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Ban Hammer Grand Master

Ban Hammer   13,335

Posted
Filed: Citizen (apr) Country: Brazil
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Posted

moved from K-1 Fiance(e) Visa Case Filing and Progress Reports to K-1 Fiance(e) Visa Process & Procedures

* ~ * Charles * ~ *
 

I carry a gun because a cop is too heavy.

 

USE THE REPORT BUTTON INSTEAD OF MESSAGING A MODERATOR!

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Gary and Alla Grand Master

Gary and Alla   3,694

Posted
Filed: Citizen (apr) Country: Ukraine
 Timeline
Posted
Hello

:no:

My fiance has mortgage loan dept and he is paying every month for 1200 dollars but now he told me that he cannot afford and will stop paying from now and we are waiting for NOA2.

If my fiance stop paying, is it effect for our K1 visa? He has income 60,000 dollars and above poverty line.

Thanks in advance for any replies! :help:

It is not an issue for the affidavit. They do not ask about obligations and do not care (except IRS tax leins or unpaid child support)

VERMONT! I Reject Your Reality...and Substitute My Own!

Gary And Alla

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