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paul151

Exchange Rates

By paul151 in Canada

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redBlue Collaborator

redBlue   1

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

so when are we going to see USD&CAD at par?

I was hoping that would be in Dec,but looks like not there yet

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TimandJoyce
TimandJoyce

yep! I'm with you on that one!! I did one not too long ago...about a week maybe..and at the time it was at .95 I told Tim, too, " I bet I should have waited for this..."

CDAgirlMI Proficient

CDAgirlMI   51

Posted
Filed: Citizen (pnd) Country: Canada
 Timeline
Posted
Not me, I would like the dollar to drop sharply for a little while please :lol:

How about in January???? :yes:

8/2/2021:  Mailed N-400

8/4/2021: N-400 received

8/6/2021:  Biometrics to be reused
3/15/2022:  Interview (successful)

lgg Experienced

lgg   2

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

Hey T.M...

Can you explain that? Do you mean the US or the CDN dollar?

A little economic info would be nice...

Thanks..

:D

Not me, I would like the dollar to drop sharply for a little while please :lol:

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trailmix Grand Master

trailmix   77

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted
Hey T.M...

Can you explain that? Do you mean the US or the CDN dollar?

A little economic info would be nice...

Thanks..

:D

Yes, January would be fine!

I want the Canadian dollar to drop - so we can exchange our U.S. dollars into Canadian ones :)

  • 3 months later...
minnew Proficient

minnew   4

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

Canadian dollar is at $0.99 today!!!!

#######! I should have waited until today to transfer my CAD to USD!!

Once I start my new job I would like the dollar to drop sharply though! :yes: I am ok with paying my bills in Canada, but not if the CAD surpasses the USD! :wacko:

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CDAgirlMI Proficient

CDAgirlMI   51

Posted
Filed: Citizen (pnd) Country: Canada
 Timeline
Posted

When did you exchange it? If it was this year, it couldn't have been too bad.

There's supposed to be a report coming out on Friday that could drive the dollar up over par...I'm crossing my fingers

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Obama 2012 Veteran

Obama 2012   1,714

Posted
Filed: AOS (pnd) Country: Canada
 Timeline
Posted

I spoke with a rep from Wells Fargo in Texas. They are giving 94 cents on the dollar although Custom House says

98 cents. Do all banks/credit unions use different conversions?

Banks rarely trade at the current 'market rate.' Usually they'll trade at the end of the day prior or sometimes even end of the week prior depending.

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Flames9_RN Grand Master

Flames9_RN   358

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

right now on CH it is 1 CAD = 0.9713 USD and of course that changes by the minute!!

I think some dont realize, that yes ur bank may not charge you any fees, but their exchange rate wont be that great! Sure if one is only transferring small amounts of $$$, it is no big deal,but for larger amounts, it makes sense to investigate it! Setting up a CH account is free, so doesn't hurt to have one. It does take a bit of time to set up, so not something one wants to leave for the last minute to do! a CH rep actually calls you to verify info. As well u have to mail/fax or scan//email a bit of info to them!

Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

CDAgirlMI Proficient

CDAgirlMI   51

Posted
Filed: Citizen (pnd) Country: Canada
 Timeline
Posted

Yea, the banks aren't the best place to exchange $$.

I could be wrong on this, but I think exchanging CAD-USD is cheaper if done in Canada.

When I exchanged money at the bank in Canada it was usually $0.02 below what the dollar was really trading at....

but when we exchanged money in the US, it was $0.04 below the current rate.

8/2/2021:  Mailed N-400

8/4/2021: N-400 received

8/6/2021:  Biometrics to be reused
3/15/2022:  Interview (successful)

Flames9_RN Grand Master

Flames9_RN   358

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

It all depends! Few yrs back,my parents gave me a chunk of cash! They checked in with the bank of Montreal and I checked Custom house to see what the better route was going to be. CH had a better rate. But it probably varies!

Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

 
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