What is the best way to send/transfer money to Canada?

[KingCan 0]

I'm looking a good and realible way to send money from Texas to someone to Canada? What would be the best way?

[JillA 2]

www.customhouse.com free and easy

[Flames9_RN 358]

goto post office and get a money order made up in whatever amount. Ithink there is a special one that is for international use. or one could use paypal

[redBlue 1]

In US,Wallmart is also has its own system to transfer money internataionally.You should check with your local Wallmart as well..It's very cheap too.

[Krikit 1,164]

Send them a check/cheque. (Can't tell if you're Canadian or American. LOL) Canadian banks have no difficulty in cashing foreign cheques.

[Hugglebuggles 60]

Send them a check/cheque. (Can't tell if you're Canadian or American. LOL) Canadian banks have no difficulty in cashing foreign cheques.

Never thought of that! We've been trying to think of a good way to send each other money for a while, but we never ended up finding something we trusted. I know Money Gram has a pretty good reputation, but my fiance wasn't comfortable providing them with all the specific information they wanted. To bad I didn't realize he could just send me a cheque... now that I'm 9 days away from spending the rest of forever with him.

[SapphireDreams 71]

Keep in mind with cheques that they take like 10-15 business days to clear. At least at TD bank they do. Once you cash a couple of them from the same person they won't hold them as long. It's kind of annoying, but it works.

You can also use Paypal, but its not free.

[Emancipation 2]

pm me.. i'll give you my address.. it will be safe and quick.. I promise

[Krikit 1,164]

Keep in mind with cheques that they take like 10-15 business days to clear. At least at TD bank they do. Once you cash a couple of them from the same person they won't hold them as long. It's kind of annoying, but it works.

They say 10-15 days but that's just to cover themselves. It's more like 2-3. But if you use your debit card at a store after the money's been deposited it won't get declined.... the system will see the money in the account and process the transaction.

[SapphireDreams 71]

Keep in mind with cheques that they take like 10-15 business days to clear. At least at TD bank they do. Once you cash a couple of them from the same person they won't hold them as long. It's kind of annoying, but it works.

They say 10-15 days but that's just to cover themselves. It's more like 2-3. But if you use your debit card at a store after the money's been deposited it won't get declined.... the system will see the money in the account and process the transaction.

We couldn't see or use the money when we just deposited a cheque about a month ago after like 10 days, so I got fed up and my bank lady took the hold off when we showed her proof that the cheque was cashed on the other end. She said after a few cheques, they'll take the hold off sooner, but it took that long for us!

[Udella&Wiz 325]

At least an International money order is about $7.50 - Western union costs way too much IMHO if I want to send anything which isn't a rush

[Krikit 1,164]

We couldn't see or use the money when we just deposited a cheque about a month ago after like 10 days, so I got fed up and my bank lady took the hold off when we showed her proof that the cheque was cashed on the other end. She said after a few cheques, they'll take the hold off sooner, but it took that long for us!

Ugh. I guess not all banks are the same. Which one did that? It sounds American. lol

Edited May 31, 2009 by Krikit

[SapphireDreams 71]

We couldn't see or use the money when we just deposited a cheque about a month ago after like 10 days, so I got fed up and my bank lady took the hold off when we showed her proof that the cheque was cashed on the other end. She said after a few cheques, they'll take the hold off sooner, but it took that long for us!

Ugh. I guess not all banks are the same. Which one did that? It sounds American. lol

TD Canada Trust. I had cashed US cheques before from my fiance and never had a problem, but they were usually just small amounts. The last one we just deposited was in the thousands, so maybe that's why... just thought of that.

[Hugglebuggles 60]

We couldn't see or use the money when we just deposited a cheque about a month ago after like 10 days, so I got fed up and my bank lady took the hold off when we showed her proof that the cheque was cashed on the other end. She said after a few cheques, they'll take the hold off sooner, but it took that long for us!

Ugh. I guess not all banks are the same. Which one did that? It sounds American. lol

TD Canada Trust. I had cashed US cheques before from my fiance and never had a problem, but they were usually just small amounts. The last one we just deposited was in the thousands, so maybe that's why... just thought of that.

Yeah I think you're right. I was told that as long as my overdraft protection is large enough to make up for the amount of the cheque being deposited then I would be able to access it. Essentially the money isn't in your account yet and you are just taping into overdraft in its absence without the fees and the interest. But... if the amount of the cheque is larger than the overdraft+amount you have in your account it won't work. I've never cashed an American cheque but they always hold personal cheques at my bank, regardless of who or where they're from. I'm not sure why they do that... I have Scotia Bank by the way.

[trailmix 77]

We couldn't see or use the money when we just deposited a cheque about a month ago after like 10 days, so I got fed up and my bank lady took the hold off when we showed her proof that the cheque was cashed on the other end. She said after a few cheques, they'll take the hold off sooner, but it took that long for us!

Ugh. I guess not all banks are the same. Which one did that? It sounds American. lol

TD Canada Trust. I had cashed US cheques before from my fiance and never had a problem, but they were usually just small amounts. The last one we just deposited was in the thousands, so maybe that's why... just thought of that.

Yeah I think you're right. I was told that as long as my overdraft protection is large enough to make up for the amount of the cheque being deposited then I would be able to access it. Essentially the money isn't in your account yet and you are just taping into overdraft in its absence without the fees and the interest. But... if the amount of the cheque is larger than the overdraft+amount you have in your account it won't work. I've never cashed an American cheque but they always hold personal cheques at my bank, regardless of who or where they're from. I'm not sure why they do that... I have Scotia Bank by the way.

Most Canadian banks (in my experience) start out with some type of hold (i'm talking about Canadian cheques now) - it kind of a standard for new customers, especially if you don't have a gazillion dollars in your account.

After you have been with the bank for a while you can request that they not hold cheque funds and if you are a good customer they should do that for you.