Medical Issues that may prevent AOS?

[MNCouple 3]

Do any of you have experience with your spouse coming to the USA that has a major illness? My fiance has MS, it's a final minor case. He can still move and function completely. He just has some weakness in his right leg. But, he does take medication that is rather expensive and of course, he's got some high risk for future degeneration.

I have read in some places that a major illness may cause issues with immigration, and I was curious if any of you were familiar with how that might impact our journey through this process.

again, thank you all for your advice, comments, and thoughts.

[R&AINC 1]

Hi,

I am not sure about the immigration part, but the US is not the best place to be if you are sick and you do not have insurance. It will also be difficult to get insurance having pre-existing conditions. I can imagine that you have looked into this already, but if not make sure you do. Insurance can run you up 5-600$ a month in some cases.

best wishes.

[Anh map 2,098]

My understanding is that for immigration they are concerned with communicable diseases that a person may spread. To my knowledge MS isn't considered communicable.

On a separate note, will your fiance be able to be covered by your medical insurance?

[TayRivers 4]

Do any of you have experience with your spouse coming to the USA that has a major illness? My fiance has MS, it's a final minor case. He can still move and function completely. He just has some weakness in his right leg. But, he does take medication that is rather expensive and of course, he's got some high risk for future degeneration.

I have read in some places that a major illness may cause issues with immigration, and I was curious if any of you were familiar with how that might impact our journey through this process.

again, thank you all for your advice, comments, and thoughts.

My wife has MS and has had it since 1984. she did not have any problems with her medical, She does daily injections of Copaxone and takes other pills as well. there are lots of help available for the cost of the injectable drugs if you need any info let me know.

[MNCouple 3]

Thank you, Tay... and the others, I very much appreciate hearing from you.

When you have group insurance a spouse or child added is covered. There are some cases where there is an existing condition clause, but in our state, it's a state law that even if there is a clause (which it's unlikely for the group coverage) then after two years of being on the insurance they must cover his pre-existing conditions.

(I'm a licensed Health/Life insurance agent in the state of MN).

The independent insurances are very expensive, but I have looked into it and we can get insurance for him, even if I didn't have the group available.

Again, thank you all.

[rebeccajo 14]

Thank you, Tay... and the others, I very much appreciate hearing from you.

When you have group insurance a spouse or child added is covered. There are some cases where there is an existing condition clause, but in our state, it's a state law that even if there is a clause (which it's unlikely for the group coverage) then after two years of being on the insurance they must cover his pre-existing conditions.

(I'm a licensed Health/Life insurance agent in the state of MN).

The independent insurances are very expensive, but I have looked into it and we can get insurance for him, even if I didn't have the group available.

Again, thank you all.

Do you have small children or family that is keeping you here in the US?

My husband isn't particularly well either. Like yours, he is ok now but there are some dire possibilities in his future.

When we first met I told him I was 'planted' here because of my son. So - he moved here.

We are older than you and IF we wanted to transition back to the UK - well it would be easier on us if we didn't wait until we were 65! My son will be independent in three years or so. Who knows what our future holds? It's possible we may return to the UK if we feel my husband would benefit from nationalized medicine. I also love the lifestyle over there and wouldn't mind going from that standpoint.

Not butting in. Just something for you to think about.

[rubyred 0]

when i was researching the medical exam my understanding is that a) they're looking to make sure you don't have communicable diseases and b ) you're not likely to become a public charge. if your fiance has his condition stabilised, that's they main thing they will consider.

Edited May 29, 2009 by rubyred

[TayRivers 4]

Most insurance will cover a condition if you can show you had medical coverage before being added to the new insurance. All UK citizens have a NHS card this proves you had medical coverage before.

My wife was able to get added to my insurance with no exclusion for her MS.