Will a bankruptcy affect your ability to bring someone here?

[quito 0]

what if there is a bankruptcy in your past? will the government use this to keep you from bringing someone here?

[Dakine 26]

what if there is a bankruptcy in your past? will the government use this to keep you from bringing someone here?

Nope. As long as you currently meet the minimum poverty guides you are good to go.

[pushbrk 13,173]

what if there is a bankruptcy in your past? will the government use this to keep you from bringing someone here?

No. Please start by studying the guides and affidavits of support. You'll see the affidavits focus on income and assets, not credit reports.

or, if you prefer...

Not unless you went bankrupt paying for a failed defense against a sexual offense with a child charge.

"Meeting the minimums" is not an assurance the visa will be granted. Consular officers are given quite a bit of subjective latitude in evaluating the public charge issue.

Edited May 24, 2009 by pushbrk

[john & jean 37]

as long as you meet the income requirement. past bankruptcy will have no affect.

[pushbrk 13,173]

as long as you meet the income requirement. past bankruptcy will have no affect.

Again, meeting the "requirement" may or may not be enough. Consular officers can require whatever they decide is prudent. It's a "minimum guideline" the meeting of which assures absolutely nothing.

[quito 0]

it sounds like they don't really look at your credit history. is this correct?

[reeses16 8]

No, they do not look at credit history.

[Gary and Alla 3,694]

what if there is a bankruptcy in your past? will the government use this to keep you from bringing someone here?

No.

[Gary and Alla 3,694]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

[rebeccajo 14]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

[pushbrk 13,173]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

Maybe but we have ample evidence they find out about tax liens. I suppose there's more than one way to access that information than through a credit report.

[rebeccajo 14]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

Maybe but we have ample evidence they find out about tax liens. I suppose there's more than one way to access that information than through a credit report.

I don't call 'one case' ample evidence.

Hard to say how they found that one out. We weren't sitting there on interview day and we don't know what else was in the financial packet. Wage garnishments show up on paystubs. Electronic payments to loans show up on paystubs. Electronic transfers of funds from a checking account to the IRS monthly would show up on a bank statement.

Edited May 24, 2009 by rebeccajo

[pushbrk 13,173]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

Maybe but we have ample evidence they find out about tax liens. I suppose there's more than one way to access that information than through a credit report.

I don't call 'one case' ample evidence.

Hard to say how they found that one out. We weren't sitting there on interview day and we don't know what else was in the financial packet. Wage garnishments show up on paystubs. Electronic payments to loans show up on paystubs. Electronic transfers of funds from a checking account to the IRS monthly would show up on a bank statement.

Sorry, correction, "I" have ample evidence to back up my statement because "I" have the answers to the questions you are missing.

[rebeccajo 14]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

Maybe but we have ample evidence they find out about tax liens. I suppose there's more than one way to access that information than through a credit report.

I don't call 'one case' ample evidence.

Hard to say how they found that one out. We weren't sitting there on interview day and we don't know what else was in the financial packet. Wage garnishments show up on paystubs. Electronic payments to loans show up on paystubs. Electronic transfers of funds from a checking account to the IRS monthly would show up on a bank statement.

Sorry, correction, "I" have ample evidence to back up my statement because "I" have the answers to the questions you are missing.

Do tell.

[pushbrk 13,173]

it sounds like they don't really look at your credit history. is this correct?

I cannot say for sure, I suspect they do. It does not matter for the most part. The only things I have seen reported that affect visa issuance would be unpaid child support and IRS tax leins. Back taxes, being paid on an installment agreement, do not affect anything. Tax leins will be deducted from your calculation of income and can disqualify you for having not sufficient income. Whether you paid your credit cards or filed bankruptcy has no affect.

I suspect they don't pull a credit history.

Maybe but we have ample evidence they find out about tax liens. I suppose there's more than one way to access that information than through a credit report.

I don't call 'one case' ample evidence.

Hard to say how they found that one out. We weren't sitting there on interview day and we don't know what else was in the financial packet. Wage garnishments show up on paystubs. Electronic payments to loans show up on paystubs. Electronic transfers of funds from a checking account to the IRS monthly would show up on a bank statement.

Sorry, correction, "I" have ample evidence to back up my statement because "I" have the answers to the questions you are missing.

Do tell.

Just did.