Rep. Jan Schakowsky (D-IL) Admits Obama Healthcare Plan Will Destroy Insurance Industry

[DeadPoolX 9]

I don't see why it has to be one extreme or the other. Basic health care coverage run by the government sounds okay to me. However, if someone needs a specialist or certain procedures performed, that should be where private insurance comes into play.

Allowing someone to see their primary care doc (or GP) is a good thing. They can get a checkup, which is what most people need. In general, the healthier the populace is, the more productive people will be at work.

Again, however, if someone needs a specialist (i.e. neurologist, cardiologist, ENT, OB/GYN, etc), then the patient will need private insurance or pay out of their own pocket. The same holds true for procedures like an MRI or CT. Elective procedures (like liposuction) would require private insurance as well, since it would not be essential.

To prevent all physicians from moving over to private care (since it'll pay better than what the government does), all doctors would be required to take some patients for free. Lawyers are required to take on some cases for free (pro bono), but they still make a lot of money otherwise. So any doctor whose practice resides in private care would do this to provide for some who couldn't normally afford it.

I think that's an overall fair compromise.

[Heracles 417]

I don't see why it has to be one extreme or the other. Basic health care coverage run by the government sounds okay to me. However, if someone needs a specialist or certain procedures performed, that should be where private insurance comes into play.

Allowing someone to see their primary care doc (or GP) is a good thing. They can get a checkup, which is what most people need. In general, the healthier the populace is, the more productive people will be at work.

Again, however, if someone needs a specialist (i.e. neurologist, cardiologist, ENT, OB/GYN, etc), then the patient will need private insurance or pay out of their own pocket. The same holds true for procedures like an MRI or CT. Elective procedures (like liposuction) would require private insurance as well, since it would not be essential.

To prevent all physicians from moving over to private care (since it'll pay better than what the government does), all doctors would be required to take some patients for free. Lawyers are required to take on some cases for free (pro bono), but they still make a lot of money otherwise. So any doctor whose practice resides in private care would do this to provide for some who couldn't normally afford it.

I think that's an overall fair compromise.

You got it DeadPoolX.

Insurance companies will cry because their profits will be greatly reduced. After all, we are talking about health care here. As such, this field should not be treated like other profit generating industries. Nothing wrong with making a profit, but not the the expense of people dying.

[JimandChristy 1,689]

I don't see why it has to be one extreme or the other. Basic health care coverage run by the government sounds okay to me. However, if someone needs a specialist or certain procedures performed, that should be where private insurance comes into play.

Allowing someone to see their primary care doc (or GP) is a good thing. They can get a checkup, which is what most people need. In general, the healthier the populace is, the more productive people will be at work.

Again, however, if someone needs a specialist (i.e. neurologist, cardiologist, ENT, OB/GYN, etc), then the patient will need private insurance or pay out of their own pocket. The same holds true for procedures like an MRI or CT. Elective procedures (like liposuction) would require private insurance as well, since it would not be essential.

To prevent all physicians from moving over to private care (since it'll pay better than what the government does), all doctors would be required to take some patients for free. Lawyers are required to take on some cases for free (pro bono), but they still make a lot of money otherwise. So any doctor whose practice resides in private care would do this to provide for some who couldn't normally afford it.

I think that's an overall fair compromise.

Sounds good to me Deadpool ....but I'm just waiting for the screams of SOCIALISM to ring around VJ. Can never get it with some people, your postal service, Fire service, Libraries and Police force are all socialised why not Health Care?

[w¡n9Nµ7 §£@¥€r 123]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

[Empress of Groovy 373]

I don't see why it has to be one extreme or the other. Basic health care coverage run by the government sounds okay to me. However, if someone needs a specialist or certain procedures performed, that should be where private insurance comes into play.

Allowing someone to see their primary care doc (or GP) is a good thing. They can get a checkup, which is what most people need. In general, the healthier the populace is, the more productive people will be at work.

Again, however, if someone needs a specialist (i.e. neurologist, cardiologist, ENT, OB/GYN, etc), then the patient will need private insurance or pay out of their own pocket. The same holds true for procedures like an MRI or CT. Elective procedures (like liposuction) would require private insurance as well, since it would not be essential.

To prevent all physicians from moving over to private care (since it'll pay better than what the government does), all doctors would be required to take some patients for free. Lawyers are required to take on some cases for free (pro bono), but they still make a lot of money otherwise. So any doctor whose practice resides in private care would do this to provide for some who couldn't normally afford it.

I think that's an overall fair compromise.

You got it DeadPoolX.

Insurance companies will cry because their profits will be greatly reduced. After all, we are talking about health care here. As such, this field should not be treated like other profit generating industries. Nothing wrong with making a profit, but not the the expense of people dying.

Whoa---agreement w/ BY alert! Woop Woop! Does not compute!

[AlHayatZween 2]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

Yes, agreed.

At the same time, annual checkups shouldn't cost $100 just to walk in the doc's office and have him/her sit down with you for 4 minutes.

[w¡n9Nµ7 §£@¥€r 123]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

Yes, agreed.

At the same time, annual checkups shouldn't cost $100 just to walk in the doc's office and have him/her sit down with you for 4 minutes.

Technically, you're paying for a lot more than just the 4 minutes. But yes, I agree the charges do seem excessive.

[DeadPoolX 9]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

Yes, agreed.

At the same time, annual checkups shouldn't cost $100 just to walk in the doc's office and have him/her sit down with you for 4 minutes.

Technically, you're paying for a lot more than just the 4 minutes. But yes, I agree the charges do seem excessive.

The amount of time a doctor gives you often depends on that doctor's area of expertise and where you go to see him. You might spend less time with a GP than a specialist. If you go to a clinic, chances are you'll be in and out quickly, whereas a private practice will generally offer more time to patients.

[AlHayatZween 2]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

Yes, agreed.

At the same time, annual checkups shouldn't cost $100 just to walk in the doc's office and have him/her sit down with you for 4 minutes.

Technically, you're paying for a lot more than just the 4 minutes. But yes, I agree the charges do seem excessive.

The amount of time a doctor gives you often depends on that doctor's area of expertise and where you go to see him. You might spend less time with a GP than a specialist. If you go to a clinic, chances are you'll be in and out quickly, whereas a private practice will generally offer more time to patients.

But we are talking about general checkups...

Frankly, i've gone to specialists before and they've spent nanoseconds with me. It was almost like the appointment never happened!

[DeadPoolX 9]

Everyone should get annual checkups done. How is that an appropriate role for insurance? Insurance is about everyone putting money into a pool which then gets disbursed out to a small subset of policyholders who actually need it (that is, incur the shared risk). The insurance model makes a lot more sense for emergency surgery, which only a subset of the population will need.

Yes, agreed.

At the same time, annual checkups shouldn't cost $100 just to walk in the doc's office and have him/her sit down with you for 4 minutes.

Technically, you're paying for a lot more than just the 4 minutes. But yes, I agree the charges do seem excessive.

The amount of time a doctor gives you often depends on that doctor's area of expertise and where you go to see him. You might spend less time with a GP than a specialist. If you go to a clinic, chances are you'll be in and out quickly, whereas a private practice will generally offer more time to patients.

But we are talking about general checkups...

Frankly, i've gone to specialists before and they've spent nanoseconds with me. It was almost like the appointment never happened!

Well, like any profession, not all doctors are good.

I tend to think that has more to do with private insurance than anything. Doctors have to wrestle with insurance companies to even get paid a fourth of what they charge. Many insurance companies will defer payment (and some will attempt to avoid paying at all). This means that many doctors will rush through their patients to not only give them time to argue with the insurance companies, but to earn a decent amount.

My dad's a physician and he's hired someone specifically to argue with the insurance companies. That's one more employee to pay and he needs her simply to get the money he's worked for. That's sad, but that's also the situation in many cases.

[AlHayatZween 2]

Well, like any profession, not all doctors are good.

I tend to think that has more to do with private insurance than anything. Doctors have to wrestle with insurance companies to even get paid a fourth of what they charge. Many insurance companies will defer payment (and some will attempt to avoid paying at all). This means that many doctors will rush through their patients to not only give them time to argue with the insurance companies, but to earn a decent amount.

My dad's a physician and he's hired someone specifically to argue with the insurance companies. That's one more employee to pay and he needs her simply to get the money he's worked for. That's sad, but that's also the situation in many cases.

Agreed... Docs are getting a bum deal as well...

One of my docs stopped delivering babies even though she loved it and was good at it... she said she just couldn't afford it anymore.

[joelunchbox 0]

Well considering they are on tape as saying they were going to make a lot of money when the legislation was signed, I just don't really care about them.

Most people who can afford insurance like it. Great.