Pension Benefits

[Walt&Rafoncel 0]

Hello there,

I and my wife were just discussing things that we will be going through our lives.

We just want to know some idea/facts for clarity.

When I will retire,I will be having my pension from my Social Security and from my previous work at Hanes Brand which is Sara Lee before.((But that's far from now of my age to my retiring age,hehehe!)

Anyway,my wife is my beneficiary.

Does she need to be a U.S. citizen just to claim the benefits from me?Or,it doesn't really matter?

Does being a green card holder is fine to entitle her to claim the benefits?can she still claim it whether she's in the US or in Philippines by that time?

Also,when I retire,we plan to go back to Philippines.

Can I still keep my citizenship here in the U.S.?

What is the best way so that I can retire there?

How about my wife?will it lead to rebuking her green card later as a permanent resident in U.S. if we'll moved back there later?

Or to avoid abandoning her green card while living in the Philippines,what is the way?

What will be the status of our future children?Dual citizen?just american citizen?or philippine citizen?

Just curious,just wanted to know earlier for future plans.

Thank you for reading my lots of questions letter.

Have a great day to all!

Smiles,

WaltnRafi^v^

P.S.Anyone that will answer,please be specific.Thanks!

[payxibka 10,047]

Hello there,

I and my wife were just discussing things that we will be going through our lives.

We just want to know some idea/facts for clarity.

When I will retire,I will be having my pension from my Social Security and from my previous work at Hanes Brand which is Sara Lee before.((But that's far from now of my age to my retiring age,hehehe!)

Anyway,my wife is my beneficiary.

Does she need to be a U.S. citizen just to claim the benefits from me?Or,it doesn't really matter?

Does being a green card holder is fine to entitle her to claim the benefits?can she still claim it whether she's in the US or in Philippines by that time?

Also,when I retire,we plan to go back to Philippines.

Can I still keep my citizenship here in the U.S.?

What is the best way so that I can retire there?

How about my wife?will it lead to rebuking her green card later as a permanent resident in U.S. if we'll moved back there later?

Or to avoid abandoning her green card while living in the Philippines,what is the way?

What will be the status of our future children?Dual citizen?just american citizen?or philippine citizen?

Just curious,just wanted to know earlier for future plans.

Thank you for reading my lots of questions letter.

Have a great day to all!

Smiles,

WaltnRafi^v^

P.S.Anyone that will answer,please be specific.Thanks!

the requirements of a private pension plan and SS probably are different... As a USC, there is a different benefit level for SSA.... try SSA.gov

Where you live and your citizenship have no relevance... unless you revoke your citizenship you will always be a USC

Permanently residing in another country for a GC holder creates problems in maintaining that status

children will depend on citizenship rules... most likely "dual" citizenship based on parentage

moving to Effects of Major Family Changes on Immigration Benefits

Edited January 22, 2009 by payxibka

[Walt&Rafoncel 0]

Hi,

I guess you're right with your insights.SS and private pension plan might have different benefit level or different laws and regulation,we'll just see about it on what to do.

But I guess,whether the beneficiary is GC holder or already US citizen,as long as that person is your beneficiary,everything is fine with the dependents/benficiary,right?

So,my citizenship as long as I keep it,wherever I am,there's no problem about it,is that right?And would still be receiving my pension by that time.Since I also notice that there Americans living in the Philippines,I'm sure there's a way on how they do that since their wives are Filipina.Maybe I just need to find a solution because as far as I know,being a USC we should not leavet the US for more than a year,if I'm not wrong.

Seems like I also heard that a green card holder spouse that will be living outside the US will really lead into abandoning or rebuking the permanent residency in the the US,but as long as she will be happy where she choose to stay at on our retiring age,it doesn't matter I guess.

(Unless we just decide to keep on visiting the US once a year just have her GC active and then go back again...anyway,that's later plans only,but what do u think?)

Mostly also of the children that have different race of parents,does have dual citizenship,grrr...need to look up unto that also.I guess we only need 1 child,hehehe!

Thank you for your thoughts and ideas about this matter.

I do really appreciate it.

Thanks,

WaltnRafi^v^

P.S.Anyone can share their thoughts,ideas or any facts or addition relating this topic.

I will openly welcome it.

Hello there,

I and my wife were just discussing things that we will be going through our lives.

We just want to know some idea/facts for clarity.

When I will retire,I will be having my pension from my Social Security and from my previous work at Hanes Brand which is Sara Lee before.((But that's far from now of my age to my retiring age,hehehe!)

Anyway,my wife is my beneficiary.

Does she need to be a U.S. citizen just to claim the benefits from me?Or,it doesn't really matter?

Does being a green card holder is fine to entitle her to claim the benefits?can she still claim it whether she's in the US or in Philippines by that time?

Also,when I retire,we plan to go back to Philippines.

Can I still keep my citizenship here in the U.S.?

What is the best way so that I can retire there?

How about my wife?will it lead to rebuking her green card later as a permanent resident in U.S. if we'll moved back there later?

Or to avoid abandoning her green card while living in the Philippines,what is the way?

What will be the status of our future children?Dual citizen?just american citizen?or philippine citizen?

Just curious,just wanted to know earlier for future plans.

Thank you for reading my lots of questions letter.

Have a great day to all!

Smiles,

WaltnRafi^v^

P.S.Anyone that will answer,please be specific.Thanks!

the requirements of a private pension plan and SS probably are different... As a USC, there is a different benefit level

Where you live and your citizenship have no relevance... unless you revoke your citizenship you will always be a USC

Permanently residing in another country for a GC holder creates problems in maintaining that status

children will depend on citizenship rules... most likely "dual" citizenship besed on parentage

moving to Effects of Major Family Changes on Immigration Benefits

[payxibka 10,047]

For SSA benefits the USC always maintains a US domicile.... You have your SSA benefits directly deposited in a US bank account and you withdraw your funds in the foreign country via ATM....

A USC can be gone for 1, 5, 10 or even 20 years and never lose there citizenship... There is no requirement for a USC to return to US soil to maintain citizenship. This is very different than what a greencard holder must do..

Dual citizenship is a common occurence and not a GRRRRRRRR.... If the child is born in the USA then you must determine how to claim PI citizenship, if the child is born in the PI, you simply report it to the consulate..... The child will be issued a US passport when adjudicated.

[Walt&Rafoncel 0]

Hi,

You really have a good knowledge about this.

The answer is very concise.

Thank you for the attention on this matter.

I'm so glad I found this site.

Thanking,

WaltnRafi

For SSA benefits the USC always maintains a US domicile.... You have your SSA benefits directly deposited in a US bank account and you withdraw your funds in the foreign country via ATM....

A USC can be gone for 1, 5, 10 or even 20 years and never lose there citizenship... There is no requirement for a USC to return to US soil to maintain citizenship. This is very different than what a greencard holder must do..

Dual citizenship is a common occurence and not a GRRRRRRRR.... If the child is born in the USA then you must determine how to claim PI citizenship, if the child is born in the PI, you simply report it to the consulate..... The child will be issued a US passport when adjudicated.

[maliciant 7]

If your wife becomes a citizen of the US, she doesn't have to maintain a green card, she'd have to renounce her philippines citizenship but she can just take an oath in the philippines to reclaim it so no big deal really (I don't think the philippines government actually recognizes renouncing citizenship anyway). As the spouse of a phlippines citizen you can stay for a year at a time, then I am guessing you have to get a new visa by re-entering the country or something, or file an extension or something... I doubt it's a big deal. Becoming a citizen of the philippines itself is pretty much impossible as I understand it. Dual citizenship is an option for her but not you (unless your were born there or one of your parents is also filipino).

[Tsup2 0]

If you receive benefits as a dependent or survivor of the worker, special requirements may affect your right to receive Social Security payments while you are outside the U.S. If you are not a U.S. citizen, you must have lived in the U.S. for at least five years. During that five years, the family relationship on which benefits are based must have existed.

Children may meet this residency requirement on their own or may be considered to meet the residency requirement if it is met by the worker and other parent (if any). However, children adopted outside the U.S. will not be paid outside the U.S., even if the residency requirement is met.

http://www.ssa.gov/pubs/10137.html#additional

[Anna and Jeff 3]

You may want to get a yahoo account and join this group:

http://groups.yahoo.com/group/MAG-ANAK/

It has a number of members on it who are American citizens living in the Philippines. I am fairly positive they can help answer questions concerning life there. The group is by invitation only and you will be given instructions when you try to join. Well worth the effort due to their expertise. - J

[desert_fox 32]

SS is payable anywhere in the world where you live. few exeptions for places like N Korea, Cuba, etc. where there is no US Embassy. The US Consulate has all the forms and can help you collect.

Guadulajara MX (sp?) is the city where there are the highest number of SS claims are paidd due to number of ex-pats that live there and at Lake Chapala.

[Walt&Rafoncel 0]

Hello folks,

It's still 20 years later of planning to go back there in RP,but as a couple while having some plans and questions in our minds,we want some clarity or an advance ideas about some matter.

Yes,I guess I gonna ask some group of people whom the website I am subscribing are living there in RP;might give me more info about retiring in RP.

I read some of their shared experience there and some people just extend once every year of something like about their stay,I'm not sure if it's a visa because as far as I know there's no visa needed in RP,especially for those who are single men just having a leisure time and wanted to stay there.But maybe it's just the same thing if you're a married one,like me who really wanted to stay there later with my wife.

I know how hard it is in RP about jobs and financial,that is why I will be relying on my benefits both private and government pensions.I know no American there works,unless they have their own business.Will be keeping my citizenship as American.Even if I gonna change it,that is so time consuming,money and hassles.I'm just talking about my wife's status,whether she just want to have a green card or becoming a US Citizen.

Will try to figure out how will she can benefit my pension after me,as she is my dependent or beneficiary especially if we will move back there 20 years later...or less from now.

Well,everything is still subject to change and as long as we just abide through the accordance of the will of God.

"With all our sincerity,we would like to thank you folks for a very responsive thoughts and for sharing these things,your different ideas."This is a help for me and for others who may have similarity on this matter.

I'm glad I found this website.

WaltnRafi

Edited January 23, 2009 by WaltnRafi

[Old Dominion 26]

Just remember that reduced Social Security benefits are not available until you each reach the age of 62. Employer pensions are usually available a bit earlier in life, depending on the employer and whether its pension plan is still working that many years ahead. Private pensions are a victim of the current economic mess.