bank that allows joint account without SSN

[taj'samericanwife 0]

which bank allows you to add someone to have a joint account even if they dont have an SSN? i know bank of america won't do it because you gotta show an SSN number...what about the ING account or other banks?

[Hassan 0]

which bank allows you to add someone to have a joint account even if they dont have an SSN? i know bank of america won't do it because you gotta show an SSN number...what about the ING account or other banks?

Check with credit union , i work for state department federal credit union and they do that .

[Gus21 0]

i know that my friend had a joint account at Bank of America with her husband in the state of GA and neither one of them have SSN.

[Old Dominion 26]

Try one of the local or regional banks in your community. The big national banks have hard and fast rules, and clerks usually don't know how to question them. This problem of SSN identifications is one result of the Patriot Act, but the law does NOT require banks to obtain SSNs -- just some form of ID that can be traced.

[taj'samericanwife 0]

gus 21 are you the child under 21 unmarried of a USC?

[MumtazG38 1]

Joint bank account, that sounds like a good idea. Is there any chance I could get one for my husband in Pakistan? The only sort of id he has is his pakistani passport and ID. No SSN obviously, but I was wondering if I could use this as evidence of bonifide marriage you know? Would that work...is it even legal for a pakistani national to have a joint account with their spouse living in the usa? Any ideas on how one would go about it?

Edited December 26, 2008 by MumtazG38

[Old Dominion 26]

Joint bank account, that sounds like a good idea. Is there any chance I could get one for my husband in Pakistan? The only sort of id he has is his pakistani passport and ID. No SSN obviously, but I was wondering if I could use this as evidence of bonifide marriage you know? Would that work...is it even legal for a pakistani national to have a joint account with their spouse living in the usa? Any ideas on how one would go about it?

Youl'd need to show that a joint bank account is actually being used...with statements, etc. It would be impossible to write checks in the U.S. on a Pakistani bank account. Good try, though.

[morocco4ever 63]

I applied for an ITIN number for my husband so that I could claim him on my taxes. I was able to use this number at a Washington Mutual, but of course they needed his original signature. I went for a visit right after signing up so I was able to bring back the forms with his signature. But I warn you that this is not easy since most places not only require a SSN, but they want to actually view them signing.

[pepper 34]

when me and my hubby opened a joint account at our local credit union they also asked us for my ssn..

[Kathryn41 3,205]

My husband added me to our joint account in Bank of America (Georgia) without a SSN. I had to show my Canadian Driver's License and my passport and had to provide them with my SSN when I did get it. They sent me a reminder letter a few months later since I had forgotten to update my file with them. Let them know you will be getting the SSN but have to wait for the proper immigration documents and in the meantime would like to be added to/open a joint account with a SSN holder.

Edited December 26, 2008 by Kathryn41

[Penguin_ie 5,993]

ARVEST (Regional bank in Arkansas) opened an account for us no problem. They said they usually need an SSN within 30 days but took a photocopy of my visa and said that will serve until I get my SSN.

[CitizenDavid 0]

I was actually able to open a Bank of America Checking and Savings account back in 2006 when I was on a B1/B2 Visa so I didn't have an SSN then. My wife and I also have a joint account in Wells Fargo. Neither really required a SSN as far as I remember.

[NicoleX08 1]

I work at a bank and we have a form called the W-8... it is a federal form that someone without a SSN can fill out and we can use that to add them to a person's account

[Zahra23 0]

I have seen credit card forms where there's a section for authorized users without the need of a SSN. So I don't know if you'll be able to add a foreign spouse to such an account. Although not a bank account, it can be a way of showing mixed finances, but of course check with the bank first to double check if allowed.

[rmncm 0]

I do beleive that the banks that are allowing you to open a bank account are doing so illigally. Befor my wife got here I tried to add her to my account and my bank (small credit union) would not allow me. My friend that works there went into a office and grabbed some papers and showed me the rules in this regards. It's a federal law that was passed after 9/11 to help stop funding of terriost.