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Off Topic Part Deux

By Sprailenes in Canada

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Danu Experienced

Danu   19

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Filed: Citizen (apr) Country: Canada
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speaking of being missed, has anyone heard from Krit yet? I do hope she is alright.

~*~*~Steph and Wes~*~*~
Married: 2010-01-20

ROC: (for the complete timeline click on my timeline button, the signature was getting too long!)
I-751 Sent: 2015-05-22
NOA1 Notice Date: 2015-05-27
NOA1 Received: 2015-06-06
Biometrics Notice Date: 2015-06-27
Biometrics Date: 2015-07-17

Interview Notice Date: 2015-07-28

Interview Date: ​2015-09-01
Approval Date:
Approval Notice Date:


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trailmix Grand Master

trailmix   77

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Filed: IR-1/CR-1 Visa Country: Canada
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Ok this is weird.

We applied for a mortgage pre-approval from ING direct - we have a savings account with them - they turned us down - not enough credit history - no surprise there.

Here is what is weird.

I decided I should check my Husband's credit, i've already looked at mine. I did the free credit check with no fico score and there are a few weird things:

- Entering all his personal details, including his SSN - it brings up 2 names, his name with and without his middle name

- It says that credit was established in 1999 - before he got his SSN (I mean it says 'before you were issued a SSN')

- It says that there is/was a business at our current home address (the place we rent).

Anyway, today we got a letter from ING stating the reason why they won't give us a mortgage and also stating what Credo had to say. Mine looks good - except they say I have had too many hits on it in the past year - like I have any control over that!

But his:

Too few accounts currently paid on as agreed

Amount owed on revolving accounts is too high

Lack of recent installment loan information

Length of time accounts have been established.

Now I am sure a lot of this wording is 'general' - but what I don't understand is the amount owed on revolving accounts is too high (we owe zero) and lack of recent installment loan information - do they mean credit cards? If so, why didn't they state that on my report?

Bottom line is, we both have two joint credit cards, both appear on our experian report - both have zero late payments and both have zero balances.

The thing is - the guy my Husband is working with right now is trying to fight the credit bureaus as there used to be a business in the house he and his wife bought and he now has this business info tagged on his credit report - and they will not remove it.

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EED Rookie

EED   0

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Filed: Other Country: Canada
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- It says that credit was established in 1999 - before he got his SSN (I mean it says 'before you were issued a SSN')

Did you transfer your Canadian AMEX to a US AMEX?

We also have this notation, it was linked to the date when we opened our AMEX in Canada.

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MrsCat Experienced

MrsCat   6

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Filed: IR-1/CR-1 Visa Country: Canada
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Just had to share with my luvly Canadians.... we tried the perogies from Costco last night and well... they were goooooooooood :thumbs: . A lillte bite of Canada Bren said :luv:

Where you been Len!!!!! We missus ya :)

Eating perogies, that's where!!!! :lol:

:luv:

Yummers.

http://www.flickr.com/photos/23648083@N07/
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trailmix Grand Master

trailmix   77

Posted
Filed: IR-1/CR-1 Visa Country: Canada
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Posted
- It says that credit was established in 1999 - before he got his SSN (I mean it says 'before you were issued a SSN')

Did you transfer your Canadian AMEX to a US AMEX?

We also have this notation, it was linked to the date when we opened our AMEX in Canada.

Ahhhh good point - well that makes sense of that part, thanks EED!!

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Chica Yeyé Grand Master

Chica Yeyé   41

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Just had to share with my luvly Canadians.... we tried the perogies from Costco last night and well... they were goooooooooood :thumbs: . A lillte bite of Canada Bren said :luv:

Where you been Len!!!!! We missus ya :)

Eating perogies, that's where!!!! :lol:

:luv:

Yummers.

Told you - they exist hermana!!! Praise the Gods!!! :dance:

and I fixed them a-la-Bren. Tres yummy.

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Marilyn. Grand Master

Marilyn.   340

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Filed: Other Country: Canada
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I am kind of ticked.. the tax guy told us that our refund would be direct deposited in about 2 weeks.. well 2 weeks have passed and still no extra money in our account..and then I was seraching online and I read that it can take up to 3 weeks.. why didn't the tax guy tell us this??

normally I wouldn't care but we were depending on that money to cover the other half of the car expenses.. we gave the car repair guy a post dated check for this Saturday :unsure:

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tom&tata Proficient

tom&tata   2

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Filed: Country: Indonesia
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I am kind of ticked.. the tax guy told us that our refund would be direct deposited in about 2 weeks.. well 2 weeks have passed and still no extra money in our account..and then I was seraching online and I read that it can take up to 3 weeks.. why didn't the tax guy tell us this??

normally I wouldn't care but we were depending on that money to cover the other half of the car expenses.. we gave the car repair guy a post dated check for this Saturday :unsure:

If it is Federal Tax, IRS usually sends direct deposit for Fridays - it might be this Friday. Did you check the "where's my refund" link on IRS website?

I-130

Jun 28 2004 : Received at NSC

Oct 25 2004 : Transferred to CSC

Oct 29 2004 : Received at CSC

Nov 8 2004 : Received response from CSC that my file is being requested & review will be done

Nov 10 2004 : Email & online status Approved

Nov 15 2004 : NOA 2 in mail

Dec 16 2004 : NVC assigns case number

Dec 20 2004 : NVC sent DS 3032 to beneficiary, copy of DS 3032 & I-864 fee bill to petitioner

Jan 3 2005 : Petitioner received copy of DS 3032 and I-864 fee bill. Post-marked Dec 23rd.

Jan 11 2005 : Beneficiary received DS 3032 in Indonesia

Jan 31 2005 : Sent DS 3032 to NVC

Feb 8, 2005 : NVC received DS 3032

Feb 21, 2005 : IV fee generated

Feb 25, 2005 : Sent I-864 fee bill

Feb 28, 2005 : I-864 fee bill delivered to St Louis

Mar 3, 2005 : IV fee bill received

Mar 7, 2005 : Sent IV fee bill

Mar 9, 2005 : IV fee bill delivered to St Louis

Mar 28, 2005 : I-864 fee credited against case.

April 6, 2005 : Received I-864 package

April 7, 2005 : Immigrant Visa fee credited against case.

April 11, 2005 : DS 230 is generated

Aug 12, 2005 : I-864 & DS 230 received by NVC

Sep 14, 2005 : RFE on I-864

Nov 3, 2005 : Checklist response received at NVC

Nov 25, 2005 : Case completion

Dec 9, 2005 : Police Cert requested from the Netherlands

Jan 12 2006 : Interview success - Approved !!

Jan 19 2006 : Visa & brown envelope picked up

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Marilyn. Grand Master

Marilyn.   340

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Filed: Other Country: Canada
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I am kind of ticked.. the tax guy told us that our refund would be direct deposited in about 2 weeks.. well 2 weeks have passed and still no extra money in our account..and then I was seraching online and I read that it can take up to 3 weeks.. why didn't the tax guy tell us this??

normally I wouldn't care but we were depending on that money to cover the other half of the car expenses.. we gave the car repair guy a post dated check for this Saturday :unsure:

If it is Federal Tax, IRS usually sends direct deposit for Fridays - it might be this Friday. Did you check the "where's my refund" link on IRS website?

hopefully it is this Friday.. it would be 3 weeks then..

yeah I checked the site but it said it couldn't tell me about our refund..

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trailmix Grand Master

trailmix   77

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Filed: IR-1/CR-1 Visa Country: Canada
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I just spoke to krikit - she is fine and dandy - but her computer is not! She got a computer virus and she has spyware on there and so she can't go online with it - however she is going to the cafe' tomorrow with her laptop to use the wireless connection and come and say hi!

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JillA Experienced

JillA   2

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Filed: Citizen (apr) Country: Canada
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Posted (edited)
I just spoke to krikit - she is fine and dandy - but her computer is not! She got a computer virus and she has spyware on there and so she can't go online with it - however she is going to the cafe' tomorrow with her laptop to use the wireless connection and come and say hi!

Good to know she's well, thanks for the update!

Edited by JillA

K-1

I-129F sent to Vermont: 2/19/08

NOA1: 2/21/08

NOA2: 3/10/08

Packet 3 recd: 3/25/08

Packet 3 sent: 4/18/08

Appt letter recd: 6/16/08

Interview at Montreal Consulate: 7/10/08 **APPROVED!!**

K1 recd: 7/15/08

US Entry at Buffalo, New York: 11/15/08

Wedding in Philadelphia: 11/22/08

AOS

AOS/EAD/AP filed at Chicago Lockbox: 12/17/08

NOA: 12/29/08

Case transferred to CSC: 1/7/09

AOS Approval: 4/2/09

Biometrics appt: 1/16/09

EAD received: 3/12/09

AP received: 3/13/09

AOS approval notice sent: 4/2/09

GC received: 4/9/09

ROC

Sent package to VSC: 1/5/11

NOA1: 1/7/11

Biometrics: 2/14/11

Approval letter received: 8/1/11

GC received: 8/11/11

Citizenship:

N-400 sent to Dallas lockbox: 3/1/12

NOA1: 3/6/12

Biometrics: 4/9/12

Interview: 5/25/12

Oath Ceremony: 6/4/2012

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The_Dude Grand Master

The_Dude   1,142

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Filed: Other Country: Canada
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I just spoke to krikit - she is fine and dandy - but her computer is not! She got a computer virus and she has spyware on there and so she can't go online with it - however she is going to the cafe' tomorrow with her laptop to use the wireless connection and come and say hi!

Thats what happens when you download too much porn :devil:

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Best Site On Teh Internets

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