Odd questions...hopeing for some help!

[Ray and Geraldyn 0]

Hello to everyone I am hoping to get some help with my confusion. As you can see we are about to have a baby I am a little confused about the medical coverage there in the Philippines...from what I understand the medical only covers the hospital stay and the Doctors fee for delivery is separate?

Is there an average delivery fee...and does it all have to be payed at once before leaving the hospital? Are there Midwives anymore or are they not used?

I am very confused about this and really need some answers

Also...about the medical coverage, I am not sure of the name...but I am sure it is basic.

Thank you for any help Ray.

[jamesNrei 0]

professional fees vary between OBGYN's, there is usually a standard PF as based on ethics. However if your OBGYN is a big time physician she can ask for as much as she wants. Your fiance should know by now as to how much her doctor asks for PF during normal delivery or cesarean section. You pay for this before your fiance and baby go home. You have to settle all your accounts before the hospital discharge your family.

For the medical card, not all HMO's cover for the hospital stay that is related to pregnancy. Better verify it with the HMO first.

Midwives are present in some hospital, but the OBGyn will deliver the baby. Some midwives who do private practice attends birth at theirs patient's home.

[Ray and Geraldyn 0]

professional fees vary between OBGYN's, there is usually a standard PF as based on ethics. However if your OBGYN is a big time physician she can ask for as much as she wants. Your fiance should know by now as to how much her doctor asks for PF during normal delivery or cesarean section. You pay for this before your fiance and baby go home. You have to settle all your accounts before the hospital discharge your family.

For the medical card, not all HMO's cover for the hospital stay that is related to pregnancy. Better verify it with the HMO first.

Midwives are present in some hospital, but the OBGyn will deliver the baby. Some midwives who do private practice attends birth at theirs patient's home.

Thank you very much for your help...that was exactly what I needed to know.

Thank you again. Ray

[ANGKANO 1]

hey ray,

We had our son in Gensan july 07 in the hospital there. The doctor botched(my opinion) the labor induction and had to due a C-section. Anyway, the total out of pocket was somewhere around php50k.They required a 10k deposit to start the C-section even though the baby and mom were in distress.It all worked out ok in the end but many things must be paid up-front. then the balance was due prior to discharge. My wife did have Fil-health,national insurance, so this reduced the total to the 50k range.If all goes well and no surgery is needed then it should be quite a bit less.I work in a hospital here in the U.S. so needless to say the whole thing was a real eye-opener about how good we have it here. Other people that i talked to have confirmed my hypothesis that if they know an American is paying for everything then C-sections seem to happen alittle quicker. I was not able to be with my wife during the induction process so i cant confirm that her/baby were really in danger thus nessesitating an emergency section and the doctor was not comfortable answering my very detailed questions as to what went wrong with the induction.She only said that there was Cephalopelvic disproportion and yes i do know what that is.all in all things worked out and mom and son did great recovering. I hope things work out great for all three of you. Good Luck!!

P.S. they still do things the old way there, medicaly speaking.

[Ray and Geraldyn 0]

hey ray,

We had our son in Gensan july 07 in the hospital there. The doctor botched(my opinion) the labor induction and had to due a C-section. Anyway, the total out of pocket was somewhere around php50k.They required a 10k deposit to start the C-section even though the baby and mom were in distress.It all worked out ok in the end but many things must be paid up-front. then the balance was due prior to discharge. My wife did have Fil-health,national insurance, so this reduced the total to the 50k range.If all goes well and no surgery is needed then it should be quite a bit less.I work in a hospital here in the U.S. so needless to say the whole thing was a real eye-opener about how good we have it here. Other people that i talked to have confirmed my hypothesis that if they know an American is paying for everything then C-sections seem to happen alittle quicker. I was not able to be with my wife during the induction process so i cant confirm that her/baby were really in danger thus nessesitating an emergency section and the doctor was not comfortable answering my very detailed questions as to what went wrong with the induction.She only said that there was Cephalopelvic disproportion and yes i do know what that is.all in all things worked out and mom and son did great recovering. I hope things work out great for all three of you. Good Luck!!

P.S. they still do things the old way there, medicaly speaking.

Thank you very much, I appreciate you sharing your experience about this. I think I am more nervous now than when we first found out about the baby

Thanks again, Ray

[tedjen 0]

Wow, only 50K for the delivery? If you are living here in Manila and you choose hospital like Asian, Makati Med, St. Lukes or the like, you will spend the minimum of 150k (the expenses only starts from this amount)... When I learned about it, whew, I said that's too expensive to deliver a baby here huh... So I suggest you use the Philhealth and if you have the health card, avail it...