Green card = student loans?

[melusine 5]

agree

[kumarkitty 0]

you must be a citizen to receive federal aid .

FAQs: Eligibility

Who is eligible to receive federal student aid?

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

Have a valid Social Security Number (unless you’re from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau).

Register with Selective Service if you are male and 18 to 25 years of age (go to www.sss.gov for more information).

Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S. Department of Education.

Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program at a school that participates in the federal student aid programs.

Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-study

[Hydey 0]

you must be a citizen to receive federal aid .

FAQs: Eligibility

Who is eligible to receive federal student aid?

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

Have a valid Social Security Number (unless you’re from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau).

Register with Selective Service if you are male and 18 to 25 years of age (go to www.sss.gov for more information).

Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S. Department of Education.

Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program at a school that participates in the federal student aid programs.

Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-study

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

eligible non-citizen?

[cdn_in_wa 1]

Don't you think it's *completely irresponsible* to recommend to someone this young, just starting out, to carry any balance on their credit card at all?

And especially with the likelihood that, because of his lack of credit history, the OP will probably have a high interest rate on any card he manages to get?

Richard,

Get a credit card from somewhere, but make sure you don't apply to a whole bunch, just pick one or two that are likely to give you one (I've heard places like Target are good bets, but have no personal knowledge).

Use the card, but only to a maximum of about 30%, and PAY THE BALANCE OFF every month. That shows you are responsible and can handle credit.

Installment Revolving loans are also useful for establishing credit, and good credit habits.

DO NOT start out your credit career by carrying balances on credit cards - It's a very expensive way to borrow money.

Start now on the right path to get a good rating and keep it.

Just re-read my post and realized a mistake which I can't seem to edit.

[cdn_in_wa 1]

you must be a citizen to receive federal aid .

FAQs: Eligibility

Who is eligible to receive federal student aid?

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

Have a valid Social Security Number (unless you’re from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau).

Register with Selective Service if you are male and 18 to 25 years of age (go to www.sss.gov for more information).

Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S. Department of Education.

Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program at a school that participates in the federal student aid programs.

Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-study

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

eligible non-citizen?

Eligible Noncitizen

You must be one of the following to receive federal student aid:

• U.S. citizen

• U.S. national (includes natives of American Samoa

or Swain’s Island)

• U.S. permanent resident who has an I-151, I-551,

or I-551C (Permanent Resident Card)

If you’re not in one of these categories, you must have an Arrival-Departure

Record (I-94) from U.S. Citizenship and Immigration Services (USCIS) showing

one of the following designations:

• “Refugee”

• “Asylum Granted”

• “Cuban-Haitian Entrant, Status Pending”

• “Conditional Entrant” (valid only if issued before

April 1, 1980)

• Victims of human trafficking, T-visa

(T-2, T-3, or T-4, etc.) holder

• “Parolee” (You must be paroled into the United States for

at least one year and you must be able to provide evidence

from the USCIS that you are in the United States for other

than a temporary purpose and that you intend to become

a U.S. citizen or permanent resident.)

If you have only a Notice of Approval to Apply for Permanent Residence

(I-171 or I-464), you’re not eligible for federal student financial aid.

If you’re in the United States on certain visas, including an F1 or F2

student visa, or a J1 or J2 exchange visitor visa, you’re not eligible for

federal student financial aid.

Also, people with G series visas (pertaining to international organizations)

are not eligible for federal student financial aid. For more information about

other types of visas that are not acceptable, check with your school’s financial

aid office. Citizens and eligible noncitizens may receive loans from the FFEL

Program at participating foreign schools. Citizens of the Federated States of

Micronesia, the Republic of the Marshall Islands, and the Republic of Palau are

eligible only for Federal Pell Grants, Federal Supplemental Educational Opportunity

Grants or Federal Work-Study. These applicants should check with their schools’

financial aid office for more information.

[Hydey 0]

you must be a citizen to receive federal aid .

FAQs: Eligibility

Who is eligible to receive federal student aid?

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

Have a valid Social Security Number (unless you’re from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau).

Register with Selective Service if you are male and 18 to 25 years of age (go to www.sss.gov for more information).

Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S. Department of Education.

Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program at a school that participates in the federal student aid programs.

Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-study

To receive federal student aid, you must meet certain requirements. You must:

Be a U.S. citizen or eligible non-citizen

eligible non-citizen?

Eligible Noncitizen

You must be one of the following to receive federal student aid:

• U.S. citizen

• U.S. national (includes natives of American Samoa

or Swain’s Island)

• U.S. permanent resident who has an I-151, I-551,

or I-551C (Permanent Resident Card)

If you’re not in one of these categories, you must have an Arrival-Departure

Record (I-94) from U.S. Citizenship and Immigration Services (USCIS) showing

one of the following designations:

• “Refugee”

• “Asylum Granted”

• “Cuban-Haitian Entrant, Status Pending”

• “Conditional Entrant” (valid only if issued before

April 1, 1980)

• Victims of human trafficking, T-visa

(T-2, T-3, or T-4, etc.) holder

• “Parolee” (You must be paroled into the United States for

at least one year and you must be able to provide evidence

from the USCIS that you are in the United States for other

than a temporary purpose and that you intend to become

a U.S. citizen or permanent resident.)

If you have only a Notice of Approval to Apply for Permanent Residence

(I-171 or I-464), you’re not eligible for federal student financial aid.

If you’re in the United States on certain visas, including an F1 or F2

student visa, or a J1 or J2 exchange visitor visa, you’re not eligible for

federal student financial aid.

Also, people with G series visas (pertaining to international organizations)

are not eligible for federal student financial aid. For more information about

other types of visas that are not acceptable, check with your school’s financial

aid office. Citizens and eligible noncitizens may receive loans from the FFEL

Program at participating foreign schools. Citizens of the Federated States of

Micronesia, the Republic of the Marshall Islands, and the Republic of Palau are

eligible only for Federal Pell Grants, Federal Supplemental Educational Opportunity

Grants or Federal Work-Study. These applicants should check with their schools’

financial aid office for more information.

I see the I-551 stamp in there, so what's the problem?

[cdn_in_wa 1]

I see the I-551 stamp in there, so what's the problem?

I dunno?

Looks to me like you'd be eligible with a GC. But I only looked to find you the definition of 'eligible non-citizen'.

[Gary and Alla 3,694]

Hi VJers,

Once you receive your green card, i am aware that you are the eligible for student loans. I will be in need of this as i am looking to attend a community college and build up my credits, before transferring to a state school. But my question is this, how hard is it to get a student loan with legal permanent residency? One guy told me it is too hard and frustrating, and with no credit history you don't get anything here, and my whole life plan here starts out with me going to school alongside my Wife.

What are the facts here?

Very easy. If you do not have a previous degree you can likely qualify for grants also. The loans are guaranteed by the government so they are basically your "co-signer" We did not get any LOANS but could have. Alla got some private grants and we paid the rest ourselves.

For credit history Alla opened an account at a Credit Union that gives each member a $500 limit visa card. After 6 months they raised it to $1000. Within two years they raised it to $5000. She also bought her own new car all by herself just over two years from arrival and paid it off in just under a year.

Fill out a FAFSA online (google FAFSA and go from there) then talk to schools about student aid. They will point you in the right direction. Here we have the outstanding VSAC (Vermont Student Assistance Corp)to handle all this. It is done differently in other places but the schools will tell you how.

1. Check out education programs

2. Apply for entrance

3. Fill out FAFSA (you can do this first if you want)

4. Check out the schools that accept you

5. Ask them about assistance

I am beginning to think this is my part time job...We got Alla enrolled and she started school 5 days after arrival (no federal student loans, private grant and we paid the rest, you do not need a green card to go to school, only for federal aid) Then we got Sergey a full ride at Rice University for his doctorate...stipend, assistant professorship and all! Now we are on the hunt for schools for Pasha for next year (he will graduate high school next spring)

[Gary and Alla 3,694]

On that note, how do my GCSE high school grades convert to a high school diploma here, what do i need to show that i have them?

get all of your transcripts and diplomas from previous education. Send them to an evaluator, we used "ECE" Google ECE. Send them off and get them evaluated, they will send them to the schools you want.

[Gary and Alla 3,694]

<!--quoteo(post=2265454:date=Oct 1 2008, 04:48 PM:name=melusine)--><div class='quotetop'>QUOTE (melusine @ Oct 1 2008, 04:48 PM) <a href="index.php?act=findpost&pid=2265454"><{POST_SNAPBACK}></a></div><div class='quotemain'><!--quotec-->Green card = eligible for student loan (but most probably not accepted yet)

need a co-sponsor with a good/long credit history<!--QuoteEnd--></div><!--QuoteEEnd-->

Such as my mother-in-law? This would make sense.

How long until it would be accepted?

And what is the best way to build a credit history here in the US as a green card holder?

No. Such as the Federal Government. That is what student loans are all about. That is the AID part of "federal student AID" The government is your co-signer

[Gary and Alla 3,694]

you must be a citizen to receive federal aid .

this s wrong. If you do not know please do not answer. Green card holders absolutely can get Federal Student Aid. This involves his education and you just told him he has to wait four years or more to get aid. Nice.

For others that sit around and wonder what to do while you wait for an update on the useless USCIS update site...THIS IS IT

Get foreign education evaluated, apply to colleges, line up financial aid (ANYONE can get private aid, private aid is determined by the giver and no one else) State aid is also available depending on the state. Check with the schools. This process takes longer and is far more complex than applying for a visa which is pretty much like falling off a log.

I will repeat, My wife started a Masters Degree Program in English at a highly regarded private university with a 50% private grant 5 days after she arrived. 3 days before we were married. She needed only her SS number which she got the DAY AFTER she arrived. Our son (not yet a citizen because he was over 18 when Alla naturlaized) Just received a fully paid scholarship to one of the top universities for physics with a living stipend of $18,000 per year and a paid assistant professorship. Do not even suggest you need to be a citizen. Suffice to say I NEVER checked the online update of our case.

NONE of this happens if you sit around waiting. Sergey and I spent last summer studying doctoral programs, funding, scholarships, filling out applications, getting references from his current professors (oh yeah, he is currently in a Masters program too and will graduate in two weeks) mailing pounds of packages for applications and paying over $1700 in application fees. He got four full ride offers, Rice was not even the best in terms of money, LSU offered a stipend of $30,000. But it was the best in terms of future opportunities we believed and that is what he chose.

We signed the contract for his graduate student apartment in Houston yesterday, he moves in August 11th.

Community colleges are pretty easy if you just pay the freight. Alla has attended various classes at Community College just for her own interests ian addition to her degree. She now has a business as an interpreter. Her biggest demand is for medical interpretation. So she attended some medical classes to increase her knowledge in that filed to better serve her clients...all at a community college and all for FREE because they were "non degree grants" She only takes 1 or 2 classes per semster but I think she will always be a student, she enjoys learning. She only became a citizen less than a month ago.

Fill outthe FAFSA online, send it to your community college and then go to them about aid available. I think you will be pleasantly surprised. Community colleges also do not usually require credential evaluation.

[ceadsearc 516]

This thread is from 2008 ... But good info for anyone else considering school.

[Gary and Alla 3,694]

This thread is from 2008 ... But good info for anyone else considering school.

I was only beginning to formulate my answer in 2008. I have a bachelors degree in sending immigrants to college now.

[Penguin_ie 5,997]

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