Im LOSIN MY HOUSE WHINING THREAD!

[IAMX 3,055]

I didn't discuss it in the other thread, but holding off until we have saved enough to lower the interest rates and monthly to where we can either pay off the house quickly or have enough extra to enjoy ourselves, likely with kids. But, another big IF, is where. Right now we're 50/50, stay in California, or move to Canada (Saskatchewan has been looking nice, but their financial status matters too).

Uhm, baby, no one from California or Greece for that matter can live in Saskatchewan!!

What are ya, nuts?

I mean that respectfully.

Please visit for a week in the heart of winter and PM me then.

Heat (comfort) is where it's at!

I've been around too many women bitching about the heat alone. I guess they don't like tanning weather so much after all.

But yes, visiting is obviously a must. Assuredly, we know how cold it gets there. We wouldn't be going there for the warm winters.

It's funny, when we had the fires in Socal last summer I told my SO that I'm thankful we rarely get them up here because there's enough moisture here all the time to cut down the potency of fires -- it's why our temperatures are usually below Socal. The Bay Area (well, the Peninsula, SF, SSF, San Bruno, San Mateo, Burlingame, Daly City, Pacifica, and especially Half Moon Bay) is relatively cool year round. I also told her if we start getting rampant fires is the day I'd start considering the much colder areas. Guess what happened this summer. Fires all over the place, here in the Bay Area. 2 months getting to breathe smoke-filled air and drive back and forth to and fro looking up to a dark cloud of smoke. Maybe these ones weren't as big as the Big Sur or Sacramento area fires, nonetheless they still had their effect, plus the smoke coming up from Big Sur here, and the smoke from Sacramento coming down here, making it worse.

There are certainly logical reasons to consider such a drastic change.

[IAMX 3,055]

Being from Saskatchewan, yes it is cold in the winter months, but i will take the cold any day over hot and muggy! Each thier own!!

Almost anyplace is better than California when it comes to housing prices. The price for the average home in California to 2 to 3 times higher than Saskatchwan. If I made at least 200K/yr I'd consider California but since I don't I prefer to have money to spend on other things besides enslaving myself to high mortgage payments or being a renter for the rest of my life.

Saskatchewan

$237,000

Visit My Website

California

$630,500

http://www.bestplaces.net/State/California.aspx

lol..

That median price looks like it was from before the housing bust, like, around 2005. Houses only really average that much right now in the heart of the Bay Area and large cities like Los Angeles, or new, populous and industrial areas like Irvine or Santa Clara. In the usual suburban or bedroom community prices have plummeted immensely from the price you quoted down to like 30-50% less. These are the areas most hit by foreclosures.

[*JG* 2]

I wouldn't move anywhere but the midwest at this point. I actually choke when I see the housing, gas, etc. prices in other parts of the country all the time.

[alienlovechild 75]

That median price looks like it was from before the housing bust, like, around 2005. Houses only really average that much right now in the heart of the Bay Area and large cities like Los Angeles, or new, populous and industrial areas like Irvine or Santa Clara. In the usual suburban or bedroom community prices have plummeted immensely from the price you quoted down to like 30-50% less. These are the areas most hit by foreclosures.

Get your own numbers if you think mine are way off.

The reality even if prices dropped 30-50%, homes in California are still overpriced. The smart folks in California took the money during the housing boom left the state.

[IAMX 3,055]

That median price looks like it was from before the housing bust, like, around 2005. Houses only really average that much right now in the heart of the Bay Area and large cities like Los Angeles, or new, populous and industrial areas like Irvine or Santa Clara. In the usual suburban or bedroom community prices have plummeted immensely from the price you quoted down to like 30-50% less. These are the areas most hit by foreclosures.

Get your own numbers if you think mine are way off.

The reality even if prices dropped 30-50%, homes in California are still overpriced. The smart folks in California took the money during the housing boom left the state.

Why the hell do I need to get my own numbers? I read the papers, live in this state, and actually travel. I don't need someone else telling me about how it is where I live.

[tmma 467]

I happened to adjust my 401K a few months ago, thank goodness.

House is fine, I'm not going anywhere.

401k and Ryan's college fund are taking a beating right now, but we are young enough to be diversified.....That's helped.

Our house is fine. We want to move eventually, but will wait this out. We have a great interest rate that's fixed ( no balloon, ARM, prepayment penalities or any of that ####### that helped cause this mess with the economy ITFP), and it's no big deal for us to stay put until things improve.....And I really believe they will.

Someone said that once a recession hits and things get to " bottom" there's always an up swing eventually....Just hope I am not like 80 or something by the time it happens!

Edited September 30, 2008 by tmma

[w¡n9Nµ7 §£@¥€r 123]

... it's no big deal for us to stay put until things improve.....And I really believe they will.

Of course they will.

[Jenn! 918]

Woohoo! We have nothing to lose!

[w¡n9Nµ7 §£@¥€r 123]

Woohoo! We have nothing to lose!

Jenn is right. This affects people with actual skin in the game. Most of y'all don't.

[SpiritAlight 1]

Dear Saskatchewan Lovers every where,

And especially to my fellow Cannuckians, Cassie and Flames, I am not slagging the place.

Nope not at all.

It's just the cold, and someone not adjusted to icy wind going through their bones would be challenging, to say the least.

When I have visited, a couple of times, the Canadian Prairies and felt my eyes relax because of the distance you can see, and the most glorious sunsets ever, I loved it.

My Mediterranean blood does not handle extreme cold for long periods of time though and I do miss the ocean and mountains when I am away for too long.

Like I really want to move to San Fran or Berkeley or somewhere....I love Seattle, too!

I know Seattle, I don't know NoCal, only SoCal.

And if prices have fallen that much there then my sweetie's stance on "It's too expensive in California!" may just have to be rescinded.

Yippee!!!

Edited September 30, 2008 by SpiritAlight

[tmma 467]

Woohoo! We have nothing to lose!

........This affects people with actual skin in the game. Most of y'all don't.

What does " skin in the game" mean?.....Serious question.......I know very little about finances and trading and all that-so we go to an IFA.

[alienlovechild 75]

Why the hell do I need to get my own numbers? I read the papers, live in this state, and actually travel. I don't need someone else telling me about how it is where I live.

I know using a search engine is too much of a strain for you.

What the hell does travel have to do with anything on home prices? Your method for determining homes prices consists of you driving around looking for signs at new developments for price ranges?

No wonder you don't know what's going on beyond your hovel.

And if prices have fallen that much there then my sweetie's stance on "It's too expensive in California!" may juts have to be rescinced.

Yippee!!!

I wouldn't bet a substantial amount of my earnings on what SRVT says. The guy is probably a realtor pushing crappy houses on gullible out-of-staters.

Edited September 30, 2008 by alienlovechild

[w¡n9Nµ7 §£@¥€r 123]

Woohoo! We have nothing to lose!

........This affects people with actual skin in the game. Most of y'all don't.

What does " skin in the game" mean?.....Serious question.......I know very little about finances and trading and all that-so we go to an IFA.

Having skin in the game means having a stake in the outcome - having something to lose.

[SpiritAlight 1]

Hey all of you with chips on their shoulders:

cool it!

Where is the love?

[tmma 467]

Woohoo! We have nothing to lose!

........This affects people with actual skin in the game. Most of y'all don't.

What does " skin in the game" mean?.....Serious question.......I know very little about finances and trading and all that-so we go to an IFA.

Having skin in the game means having a stake in the outcome - having something to lose.

Oh ok, Thanks....

Well, I guess Mark and I DO have skin in this game, but I am thinking that we protected it as much as possible....Not so worried here.... We should make out big time when the markets recover.....

Edited September 30, 2008 by tmma