Not allowed to open JOINT ACCOUNT in Phils.

[Giskat09 2]

hmm.. ok, my husband sends money thru western union since we were dating until now. I think i will send a photocopy of that as a proof of our marriage. I will try to call HSBC tomorrow and ask if they can allow my husband to be a supplementary. The thing about this process, it will take a week for the process if they will allow my husband to be the supplementary.

second, he just told me that his insurance wont allow to add me as beneficiary. i dunno what kind of insurance is that.. i think its an Indian Tribe insurance since he is American-Indian.. the heck, i dont care about that benefits. lol

thanks sir for this infos...

[Boorai 0]

he has no credit card but i do have... the thing is, i am going to submit this II30 and other documents to my husband this week.. i have no time to call the HSBC for me to make my husband as a supplementary.

i'm about to give up on this #### visa journey. if only i could live here in phils i would love to.. but i need to be with my husband.

Can he get a duplicate credit card in your name? That's what we did. And my husband has my name on his lease saying I can stay, so we sent that in too.

Ok...these you CAN do..because I have for me and mmy Pinay wife.

1)I wanted to be able to send my wife and our daughte money WITHOUt paying for outrageus western union fees...so(I bank with Chase)..i asked Chase for an additional debit card and sent that to Grace. She was able to withdraw cash from any ATM machine in PI with it. But there are attached fees, which are not outrageous, but at there no the less.

move on the #2...

2) to avoid those fees...I called HSBC, here in the states,,they have two type of on-line accounts. Saving and Checking. You husband can open one of these then make a bank-to-bank transfer from his account into the HSBC account. You can then withdraw cash from ANY HSBC ATM without any attached fees. HSBC does take 3 business days for the transfer to occur...but with some prep, he can transfer to you without delay.

My wife RyandGracey, suggested having you placed on his health insurance plan. This can be done WITHOUT any social security number for you or you child. I did this just 1.5 months ago. 1)this further validates your marriage and 2) you have health coverage both there AND the second you step off the airplane when you get here...WHIC IS HUGE!! I cannot convey how important that is. My insurere is Anthem Blue Cross, Blue Shield. If this is his..it shold be no problem.

I do hope this helps. don't hesitate to ask me any follow up questions.

And your journey has just started...don't bail out of it now.

Plus I open an account with Visa credit card, put Grace as an authorized user...and sent her the card. She uses it in PI....plus if he get s a credit card with airline miles bonus...purchases on the card can go toward airline ticket costs later.

and also..in terms of phots and such...they way took that was; I could not send enough information. i sent nearly 150 phtos with the I130. That may be a bit excessive, but I did not want there to be ANY question to our relationship. I also send trave reciept(plane tickets, stubs)..reciepts from trips to Tagaytay, Lake Caliraya, our honeymoon suite reciepts, we sent an affidavits ALONG with the marriage cert, i sent copies of letter, I even printed out a ream of emails(which i did not send but have ready), I sent DVDs of ALL photos, and DVDs of videos i took when I was there, I put ALL of our YMs on a flash drive card(did not send, but have ready). This was all JUST for teh I130.

I did not know or understand the process then, so I went excessive thinking it could not hurt and it has not. Less than 2 months from sending of I130 to approval of AOS. That is really fast processing.

Speaking of AOS..that ONLY asks for the last year tax returns....suggests last 3 years returns, but is not required. I sent my last 4 years of returns, a years worth of pay stubs, employment verification letter, and every HSBC statement(downloaded via their site). Again, too much can't hurt.

The AOS was approved in one week

So, I say be excessive. I can't hurt a bit.

[Boorai 0]

You cannot open an on-line HSBC account at a branch...it MUST be done on-line. You can do NO business in a branch with you on-line account. The convience is the no-fee bank to bank transfer

[Giskat09 2]

what i mean is, my credit card is HSBC. here in the Phils, we have to call them for inquiry and if ever they need documents, all we need to do is to fax it to them.

anyways, you send alot of evidences. thats soo cool! The reason why i keep on asking about this and that is bcoz my fellow FIlipinas who have their experience didnt told me to send photos together or other evidences with the I-I30. WHY? because usually they bring their photos at the day of the interview.

But since u gave me this idea, i wanna send something that is excessive too but wont hurt hehe. thanks so much sir. GOD bless po

[Boorai 0]

You cannot open an on-line HSBC account at a branch...it MUST be done on-line. You can do NO business in a branch with you on-line account. The convience is the no-fee bank to bank transfer

here is the link to HSBC US.....

https://www.us.hsbc.com/1/2/3/personal?home=personal

YOU likely cannot open this account as it DOES require a US SSN. Will hafta be your husband to do this. Once open have him request TWO ATM cards...AND to call HSBC to explain withdrawals in the Philippines.

[Giskat09 2]

Sir Boorai, thanks indeed for the help. Truly u helped me at this time. If only we have time, i would let you know our real status. Maybe you would know more and understand. Thanks to your wife as well. GOD bless you both. I will message you and ur wife if ever i have questions about CR1 process.

GOD bless you so much.

[reijoandedlet 0]

Sir Boorai, thanks indeed for the help. Truly u helped me at this time. If only we have time, i would let you know our real status. Maybe you would know more and understand. Thanks to your wife as well. GOD bless you both. I will message you and ur wife if ever i have questions about CR1 process.

GOD bless you so much.

hi.. Im done with a CR1 process.. We don't have joint account but i open a savings account at BDO with my married name.. mga deposit slip ko lang ang pinakita ko upon interview I approved.. and then mga cash remittance, cards, picture with family and wedding picture, chat and emails.. May credit card din ako but hindi ko cia nirequest as supplementary no need to do that.. if u have any question, u can send me a message..

[Giskat09 2]

we are just starting to file for I-I30...

[reijoandedlet 0]

we are just starting to file for I-I30...

I see, as far as i remember i just fill up the form(G325) then pinadala ko na sa husband ko.. that's it.. wla akong pinadala na ibang documents..

[Ling Ling 22]

eYep...I didn't think there was any reason not to send the pictures.

And if we hear you talking about giving up again....

....well, let's just not go there

Love is not easy...immigration is even more difficult.

...the journey continues.

[sasha414 0]

the bank where you tried to open the account, did you have an existing account before? my husband and i tried to open an account with a bank and they wanted a lot of requirements. so we went to another bank where i was an old client and they allowed us to open a joint account without fuss.

[Giskat09 2]

i have my account in China Bank but still they wont allow. They need Alien Reg. Certificate of my husband.. What the heck..

[Ling Ling 22]

Stop worrying about the account.

I've seen some of the pictures of the 2 of you...at church, praying, etc.

Those pictures say a LOT more than a bank account.

good luck.

[Giskat09 2]

hehe ok ok Sir. Thanks for cheering me up. My husband and i is just a lil worried about this. Gosh, its been 7 months now since we got married. I miss him terribly!

[mike_2007 0]

hehe ok ok Sir. Thanks for cheering me up. My husband and i is just a lil worried about this. Gosh, its been 7 months now since we got married. I miss him terribly!

you can open a joint bank accout online. my wife and i have one and shes in the u.s and i live inmexico and a friend of mine did the same and got approved . goto ingdirect.com and you can open up a joint bank account online or just have your husband call them from the u.s and he can take care of this issue over the phone