Watch your bank closely.

[jedinite 0]

Well if it's per account, per ownership of an account or per bank, the point is moot for anyone with $100K in one account as they should probably have their head checked. Why would anyone with that much money put into a checking or even savings account? Any responsible person(s) could be invested at the very least in a bond with a modest return. The rate of return would be better than that of a savings account. Heck, if I had $100+K I needed to put away in this market I'd be more comfortable buying gold bullions and building my own personal Fort Knox.

Only reason why I would see anyone that could afford to have $100K in a bank account is if they needed the liquidity to buy something like a home right away. So really, this is yet another example of the media just blowing things out of proportion and causing a panic. I don't ever media and reporting as being as terrible as it has in the past 5 years. People in the media no longer report news they sensationalize stories and it pisses me off. Normal people are not going to lose the shirt off of their backs to the banks unless they are with a small credit-union or put more than the insured amount into a Federally Insured Institution.

[*JG* 2]

Banks are falling everywhere. If they aren't falling, they are trying to solidify.

For example Bank of America posted a bunch of charges to my account without going in pending mode (as they have done for YEARS) and my account overdrafted HARD for a bunch of $5 payments (itunes etc). Normally I would understand, but these payments PEND first and I have time to transfer $ in to even them out. This time, they just posted without warning.

I called in and they basically said too bad, go bank elsewhere or watch your account closer (I have OCD, I watch it like a hawk)

I have never seen this before - but it's a couple hundred bucks I don't need to lose. Be on top of things - the sky is falling.

Unusual. Today, mine is saying pending just like it always does.

[Caladan 19]

My BoA hasn't show any differences; let's not mistake a coincidence for a policy change.