Joint Sponsor I-864 Question

[sly_wolf 199]

Hi. My mother-in-law who lives in a different state will be the joint sponser and we want to make sure that we have everything correct before we send to NVC.

My wife's income (USC) is a bit short of the requirement (lets say it's $5000). My mother-in-law is retired and only has a pension income (government social security) as well as IRA income. Her total income including IRA's is well above the 125% for 2 people, however her last tax returns does not reflect this. She also has her assets (house, cash and CD's etc). Based on these facts , is it correct to say that my mother-in-law only has to show at least $15000 (3 x $5000) in assets as a joint sponsor? What if I (Non USC) showed the $15000 instead and then not use a joint sponser ..... is this likely to be rejected?

Please let me know if there is anything else we need to consider.

Thanks

Sly.

[DGAB2008 3]

Hi. My mother-in-law who lives in a different state will be the joint sponser and we want to make sure that we have everything correct before we send to NVC.

My wife's income (USC) is a bit short of the requirement (lets say it's $5000). My mother-in-law is retired and only has a pension income (government social security) as well as IRA income. Her total income including IRA's is well above the 125% for 2 people, however her last tax returns does not reflect this. She also has her assets (house, cash and CD's etc). Based on these facts , is it correct to say that my mother-in-law only has to show at least $15000 (3 x $5000) in assets as a joint sponsor? What if I (Non USC) showed the $15000 instead and then not use a joint sponser ..... is this likely to be rejected?

Please let me know if there is anything else we need to consider.

Thanks

Sly.

long with their income

As the intending immigrant, Form I-864 instructions state that your income can help meet the income requirement if, 1. You are the spouse 2. Your income will continue from the same source after you obtain lawful permanent resident status. So unless you will be employed by the same company when you come to the US, your income would not be considered. However, as you pointed out, your mother-in-law's income will satisfy the income requirement. Also, because the purpose is to show you won't be a public charge, there is no harm in submitting every income source on your application, including the co-sponsor's income.

Likewise, if it helps, your wife can produce the last 2 years of her income taxes if her income met 125% of the poverty guidelines, to show she has the capacity to meet the income requirements and you won't become a public charge. So throw it all in the pot. In fact, question 24 on Form I-864 asks for your wife's current income. Then 24b says, list income from any other person who is counted in your household. Question 25 allows you to attach photocopies or transcripts of the second and third most recent tax years. Question 26 allows you to list your assets, and 28, the sponsored immigrants assets. This is optional and only bolsters your case. So money in your bank account will only bolster the case. If you happen to have the $15,000 in your bank account, then you won't need the co-sponsor. Otherwise, let your mother-in-law co-sponsor you.

Hope this helps some. Hang in there. I'm rooting for you both.

Dionne

[sly_wolf 199]

Hi. Thanks for your reply. I was a bit concerned with the joint sponsor's (my mother-in-law) income. The income on her last tax return does not meet the 125% requirement. Her assets seem to be enough though. I am also a bit unclear on how the asset ratio is calculated when a joint sponser is in the picture.

Sly