Health insurance

[Lyuba 0]

If I bring my mom over to live with me, what are my health insurance options?

Can I add her to my insurance at work as a dependant? Can she qualify for Medicaid as she is retired? What did other people do in this situation?

Thanks!!!

[payxibka 10,047]

Since health plans are independantly designed and vary quite significantly.... the only real answer comes from your employer but chances are probably slim... the standard definition of dependant coverage typically ceases at 23 and fulltime student.

I would be wary of medicaid and how it interplays with your affidavit of support.

[TayRivers 4]

If I bring my mom over to live with me, what are my health insurance options?

Can I add her to my insurance at work as a dependant? Can she qualify for Medicaid as she is retired? What did other people do in this situation?

Thanks!!!

It is unlikely that you will be able to add her to your works insurance as it normally only covers spouse and children. She will not qualify for Medicare as she has not paid into the Medicare system, she can get medical insurance as an individual but it is very expensive, you can also contact your state and see if any help is available from them, but remember that if she is a greencard holder then the person who sponsored her may well be asked to repay any benefits she may get including medical benefits.

[GiGii 4]

There is no free healthcare in the US. The higher the age, the more expensive it is. If a parent is 55 or over, you can expect to pay a pretty penny.

Expensive healthcare is the reason you see so many old people working at companies... its not the $6/hr they are there for, its the health insurance benefit.

[Mononoke28 135]

There is no free healthcare in the US. The higher the age, the more expensive it is. If a parent is 55 or over, you can expect to pay a pretty penny.

Expensive healthcare is the reason you see so many old people working at companies... its not the $6/hr they are there for, its the health insurance benefit.

Exactly. My mom just turned 60 and we couldn't afford for a private health insurance which was way over $400 a month, almost $500. She is now working at a store close to home for the health benefits at all.

The US is by far one of the worst places to live if you don't have health insurance.

Diana

[GiGii 4]

There is no free healthcare in the US. The higher the age, the more expensive it is. If a parent is 55 or over, you can expect to pay a pretty penny.

Expensive healthcare is the reason you see so many old people working at companies... its not the $6/hr they are there for, its the health insurance benefit.

Exactly. My mom just turned 60 and we couldn't afford for a private health insurance which was way over $400 a month, almost $500. She is now working at a store close to home for the health benefits at all.

The US is by far one of the worst places to live if you don't have health insurance.

Diana

Actually $500 a month for a 60yr old is not that bad. A family member got a price quote for $1500, a non smoke, no medical history. So imagine what the price would be for someone that admits to medical problems.

The prices for health insurance here are high, but you get better care. Maybe I should say quicker care. Back in the the motherland, you have to pay off Dr's to get an appt to see them that is sooner than 3 weeks. If you go to the hospital, you better have a months of your salary as a bribe for the doctor admitting you, otherwise you wont get admitted, or may suffer some intentional malpractice. In the US you pay the big bucks up front, but when the need arises you get the care you need promptly.