Question about banking

[ChuckandOlga 0]

Hello everyone,

I hope I have posted this in the correct place

My question is Olga shall be coming to America soon but I want that she has money in the Ukraine. I have asked her to quit her job, so she did. Now last October of "07 I gave her one of my debit cards for her to take money out of the ATM machine so she can pay rent and food and English lesions for her and her daughter. "Eight months later" my banks fraud dept calls me and tells me that someone in Ukraine is using one of my card... "8 months later mind you " I tell them that it is ok and that my Fiancé is using it. Then in turn tell me they are deactivating this card because she is not on my account. They tell me I can wire funds from my bank to her bank or use western union. This is not a route I want to go with paying someone $30 per transfer for a wire.

Anyways... does anyone know a less costly way for me to get her funds or of a bank that might use her passport number is lue of a SSN on my account here is America where she can have funds without weeks of possibly waiting for money from me?

Thanks for any help you all can offer

[Big Papa Zone 93]

Hello everyone,

I hope I have posted this in the correct place

My question is Olga shall be coming to America soon but I want that she has money in the Ukraine. I have asked her to quit her job, so she did. Now last October of "07 I gave her one of my debit cards for her to take money out of the ATM machine so she can pay rent and food and English lesions for her and her daughter. "Eight months later" my banks fraud dept calls me and tells me that someone in Ukraine is using one of my card... "8 months later mind you " I tell them that it is ok and that my Fiancé is using it. Then in turn tell me they are deactivating this card because she is not on my account. They tell me I can wire funds from my bank to her bank or use western union. This is not a route I want to go with paying someone $30 per transfer for a wire.

Anyways... does anyone know a less costly way for me to get her funds or of a bank that might use her passport number is lue of a SSN on my account here is America where she can have funds without weeks of possibly waiting for money from me?

Thanks for any help you all can offer

Do you both have PayPal accounts? Simple, and totally free way of transfering money. That's how I send cash to 'er indoors.

[Abby-Ron 8]

Use Xoom.com, Its great and can transfer money to your bank to her bank account (overnight) or pick it up in less than 2hrs. The fees are a fraction of the cost from western union.

[Penguin_ie 5,997]

You should be able to do direct bank transfers (from your bank account to hers), it's how we transfered our money to the US. Alternatively, many credit cards do "partner cards" where you can have a second card in someone elses name (wife, kids etc) on your account.

[Laura+Tom 2]

Hello everyone,

I hope I have posted this in the correct place

My question is Olga shall be coming to America soon but I want that she has money in the Ukraine. I have asked her to quit her job, so she did. Now last October of "07 I gave her one of my debit cards for her to take money out of the ATM machine so she can pay rent and food and English lesions for her and her daughter. "Eight months later" my banks fraud dept calls me and tells me that someone in Ukraine is using one of my card... "8 months later mind you " I tell them that it is ok and that my Fiancé is using it. Then in turn tell me they are deactivating this card because she is not on my account. They tell me I can wire funds from my bank to her bank or use western union. This is not a route I want to go with paying someone $30 per transfer for a wire.

Anyways... does anyone know a less costly way for me to get her funds or of a bank that might use her passport number is lue of a SSN on my account here is America where she can have funds without weeks of possibly waiting for money from me?

Thanks for any help you all can offer

Do you both have PayPal accounts? Simple, and totally free way of transfering money. That's how I send cash to 'er indoors.

Is that completely free? It's free for me to send but when it gets to Tom Paypal take a percentage.

[Big Papa Zone 93]

Hello everyone,

I hope I have posted this in the correct place

My question is Olga shall be coming to America soon but I want that she has money in the Ukraine. I have asked her to quit her job, so she did. Now last October of "07 I gave her one of my debit cards for her to take money out of the ATM machine so she can pay rent and food and English lesions for her and her daughter. "Eight months later" my banks fraud dept calls me and tells me that someone in Ukraine is using one of my card... "8 months later mind you " I tell them that it is ok and that my Fiancé is using it. Then in turn tell me they are deactivating this card because she is not on my account. They tell me I can wire funds from my bank to her bank or use western union. This is not a route I want to go with paying someone $30 per transfer for a wire.

Anyways... does anyone know a less costly way for me to get her funds or of a bank that might use her passport number is lue of a SSN on my account here is America where she can have funds without weeks of possibly waiting for money from me?

Thanks for any help you all can offer

Do you both have PayPal accounts? Simple, and totally free way of transfering money. That's how I send cash to 'er indoors.

I've never known PayPal to take a penny from me or the missus - dunno what's up with that?

Is that completely free? It's free for me to send but when it gets to Tom Paypal take a percentage.

[Laura+Tom 2]

It's strange. I don't know if it's because I have a Premier account. I tried downgrading to a Personal account as I rarely use paypal anymore, but they won't let me.

[Gary and Alla 3,694]

Chuck:

I had the same problem. I have been using western union. Alla will be here in 3 days! But I am sure we will be sending money to family in the future also. If it is available in your fiancees city you can send a dleayed western union (2 day delivery and access to funds) for 1/3 the usual rate, or about 4% of the amount up to $200 and slightly less % for amounts above that.

Contact the VJ member "JBmail". He has found a way to send money to his fiancee in Kherson. I forget the name of it, but she gets a card she can use in any ATM and he deposits moeny into the account and she can withdrawl it. I think there is a $1.99 fee for each withdrawl. Hecan tell you more but he has been happy with it so far. The PayPal is also a good way, but it requires she have a bank account and access to a computer which all Ukrainians do not have (or want) so maybe it will not work for you.

I talk to John at JBmail quite a bit and he has been very pleased with this system he uses. He is currently in Kherson for a few more days, I think until Monday the 15th, but send him a personal message and I am sure he will answer when he returns.

Gary

[Gary and Alla 3,694]

I forgot to mention...When I went through this with my bank I aksed about adding Alla to the account. They said it was no problem and she did not have to have an SSN, they could use her passport number or visa number BUT she had to come in person, show positive photo ID and sign some papers, they could not do it by mail or by me bringing in her documents. Drat.

She was using one of my debit cards also. My debit cards will not work outside the USA (except Quebec) unless I call and tell them I will be out of the country and which countries I am gong to. So on one of my visits I told the bank I was going to Ukraine and left her with one of my debit cards. It worked for a while, about a month but then they caught on that I was gone for a long time and called me. When I told them she had the card, they said the same...no can do! That is when I asked about adding her and they said she had to come in person. The good news is, that on FRIDAY we will do exactly that!

Good luck. As I said, contact JBmail. He is using a system which works good for him and his fiancee. I didn;t learn about it until recently from him and now it is a moot point.

Gary

[ChuckandOlga 0]

Hello and great thanks to you all for the information.

Damian I do have a pay pal account, I will create Olga an account and a eBay account also. Gary I will contact JBmail for information on what he is using to transfer funds to his gal. And Gary I wish you and Alla the very best, We are on pins and needles waiting for the approval of the K1 and K2 : ( I will also be sending Olga's mom some money every month. I am in hopes that I can bring her mom and sister to America also but we shall see so far mom does not want to leave her friends for a new life in America. But hey... in Arizona you don't need to shovel heat

Again, I thank you all for your time and the information this has been a great help : )

[Brad and Vika 129]

Sorry to hear of your trouble. My advice is find another bank. I opened a separate account with my bank specifically for this purpose, and they had no trouble with it. There was a concern about their liability for fraud, and they do watch the card. I get a call occasionally asking if I am aware that my card is being used in Europe. They haven't tried to shut it off yet.