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Posted

hi i was just wondering !!

can you enter usa on a visa ( k1 k3 etc ) with a debt!

for example if you had a loan of £5000 to pay off and you were leaving to usa to marry and AOS! so therefore you were going to miss some payments!

would you still be allowed into the usa ! or do they not care as it is not the teh states money!

i am asking this question because i was thinking of buying a new car but will need a loan! (uk citizen)

any help would be great

Colin & Jess

*K-1 Visa Timeline*

Service Center : Vermont Service Center

I-129F Sent USPS: 08-18-2008

I-129F arrived at VSC: 08-21-08

Check cashed by VSC: 08-24-08

I-129F NOA1 : 08-24-08

I-129F NOA2 (CHECKED ON WEBSITEl) : 1-28-09

NOA 2 (IN HAND) : 1-29-09

NVC Received : 02-06-09

NVC Left : 02-10-09

Consulate Received : 02-11-09

Packet 3 Received : 02-13-09

Packet 3 Sent to London (minus checklist): 03-02-09

Packet 3 Received in London( found out via calling embassy and email) : 03-12-09

Packet 3 checlist sent back: 03-27-09

Medical: 03-26-09 canceled due to operation... rescheduled for 04/23/09

Packet 4 Received :04-06-09

Interview Date : 04-27-09 ( APPROVED pending medical results)

Visa Received :

US Entry : 04-13-09 via Dallas Fort Worth airport

Marriage : 06-06-09

AOS time line

I-485(+EAD&AP) sent: 07/21/09

Arrived: 07/23/09

Biometrics: 08/26/09

RFE: 08/10/09 but got letter 10-23-09 (you have 87days to answer an RFE)

RFE RECEIVED: 30-10-09 at 4pm

Interview:

AOS transfer(if any):4/11/09

Approval/denial date:

Posted

I've been working on clearing my 2k overdraft and i'm almost done. for two reasons. A) don't want to burn my bridges for when or if we come bk to the uk and would not like my parents to recieve hastle from debt collectors, B)i wont be able to pay it off while i'm out there and not working till ead. the longer i leave it the more interest i accrue. :angry:

other than the overdraft i have student loan which has procedures in place so you can pay it off when you move to a new country.

someone else told me that they were going to send money to their dad he would pay it off.

other than the burn your bridges bit, i dont think your credit history good or bad travels with you to the usa. and i dont know whether the usa is bothered about debts inthe uk. as they dont ask for your finances just petitioners :unsure: :unsure: i think though there is nothing stopping them if they find out where you are, of contacting you constantly to pay off what you owe volentarily. :unsure:

Homer Sez:

Increase your wordiness,

Boudoir:

Where a French guy does it.

Our full time line is in our story on our profile.

K1

04-30-2008.......I-129F POSTED

05-01-2008....NOA1 (Touched 05-04-2008, Touched 04-07-2008)

09-23-2008....NOA2 Approved(See below for receipt of actual NOA2 and update in the USCIS System***)

01-13-2009....INTERVIEW (APPROVED)

02-18-2009....POE (LAX)

04-09-2009....WEDDING

AOS

06-12-2009.....AOS,EAD and AP Fedexed.

06-15-2009.....Signed for by J.CHYBA

06-18-2009.....NOA1 dated for AOS/AP/EAD

06-19-2009.....Check cleared

06-23-2009.....Touched AOS/EAD/AP

07-20-2009.....phoned helpline to report no biometrics appointment sent, Service request generated.

07-25-2009.....Recieved biometrics notice (generated on the 22nd june) for the 08-19-2009.

07-30-2009.....Did early walk in biometrics.

07-31-2009.....Touched AOS/EAD

08-06-2009.....Generated interview notice(received 08/10/09)

08-10-2009.....EAD/AP Approved

08-19-2009.....***NOA2 (Finally received after 6 Phone calls, 11 months late) :)

09-09-2009.....Aos interview.(APPROVED)first card production email

09-12-2009.....Welcome Notice Received.

event.png

rmq4qx3kup.png

Filed: IR-1/CR-1 Visa Country: India
Timeline
Posted

I dont think they run a credit check at the POE

06/11/2007 Married

07/23/2007 Sent I-130 (priority date)

08/02/2007 NOA-1

12/21/2007 Approval (checked online)Merry Christmas

12/26/2007 NAO-2 postmarked

NVC

01/07/2008 NVC received case number assigned

01/28/2008 NVC generates and mails DS-3032 and AOS bill

01/29/2008 (DS-3032 request emailed by husband and fee paid using James shortcuts)

02/01/2008 AOS fee bill received by NVC

02/05/2008 I-864 packet generated (called NVC for this information)

02/09/2008 mailed I-864 packet priority mail

02/11/2008 IV Fee bill generated and paid IV bill using experimental shortcut

02/19/2008 recieved IV fee bill

03/24/2008 DS-230 generated (NVC operator informed me)

04/21/2008 CASE COMPLETE/ interview date JUNE 6th

06/06/2008 AP

12/15/2008 case returned for further review

10/01/2009 USCIS REAFFIRMS APPROVAL CASE SENT TO DOS

11/09/2009 CASE BACK IN CHENNAI

12/10/2009 2ND INTERVIEW rescheduled twice, now Feb. 12th 2010

02/19/2010 Passport with IR-1 visa recieved

Filed: Other Country: Japan
Timeline
Posted
I dont think they run a credit check at the POE

Funny and true.

Why would you want to CREATE a negative credit history anywhere anyway?

This doesn't make any sense. While credit history may not follow you today, that can change in the blink of an eye.

Computers and the Internet are constantly changing the way we live...but they shouldn't change our morals and ethics.

It's always a good idea to pay your debts in life. It's always a bad idea to create debts you have no plan to pay.

Believe it or not, it's easier and less expensive to do things the right way the first time.

LingChe NVC Guide

Using this guide may allow you to fly through NVC in as little as 11 days.

visajourney.com/wiki/index.php/LingChe_NVC_ShortCut

--------------------

Our Visa Journey

2006-11-01: Met online through common interest in music - NOT Dating Service

2007-01-28: Met in person in Paris

2007-10-02: Married in Tokyo

2008-07-05: I-130 Sent

2008-08-13: NOA2 I-130

2008-10-02: Case Complete at NVC

2008-11-04: Interview - CR-1 Visa APPROVED

2008-12-11: POE - Chicago

2009-01-12: GC and Welcome Letter

2010-09-01: Preparing I-751 Removal of Conditions

2011-03-22: Card Production Ordered

2011-03-30 10 Year Card Received DONE FOR 10 YEARS

Standard Disclaimer (may not be valid in Iowa or Kentucky, please check your local laws): Any information given should not be considered legal advice,

and is based on personal experience or personal knowledge. Sometimes there might not be any information at all in my posts. Sometimes it might just

be humor or chit-chat, or nonsense. Deal with it. If you can read this...you're too close. Step away from the LingLing

YES WE DID!

And it appears to have made very little difference.

.png

Filed: AOS (apr) Country: Zambia
Timeline
Posted
hi i was just wondering !!

can you enter usa on a visa ( k1 k3 etc ) with a debt!

for example if you had a loan of £5000 to pay off and you were leaving to usa to marry and AOS! so therefore you were going to miss some payments!

would you still be allowed into the usa ! or do they not care as it is not the teh states money!

i am asking this question because i was thinking of buying a new car but will need a loan! (uk citizen)

any help would be great

Your credit history will catch up with you when you are married, if not before. But USCIS doesn't really care about that so it won't interfere with getting the visa.

Posted

i guess the question :unsure: would be is it really neccersary to have a new car when this time next year you may not be in the uk to need it. also i'm pressuming you will be paying for it until you leave, so what could you do with said money out there when you are not working? my train of thought at the moment is i wont be here for another year so why spend money on big long term items like a car, or whatever, when i can't take it with me, and i wont get all my money bk when i sell it. if i would need /want something now i will prob need/want it in the usa too so i might as well wait for it. just my opinon

:unsure: perhaps you really do need one right away and can't wait. :unsure: but i would be hesitant in creating more loose ends for you to clear up that could cause you problems further down the line.

Homer Sez:

Increase your wordiness,

Boudoir:

Where a French guy does it.

Our full time line is in our story on our profile.

K1

04-30-2008.......I-129F POSTED

05-01-2008....NOA1 (Touched 05-04-2008, Touched 04-07-2008)

09-23-2008....NOA2 Approved(See below for receipt of actual NOA2 and update in the USCIS System***)

01-13-2009....INTERVIEW (APPROVED)

02-18-2009....POE (LAX)

04-09-2009....WEDDING

AOS

06-12-2009.....AOS,EAD and AP Fedexed.

06-15-2009.....Signed for by J.CHYBA

06-18-2009.....NOA1 dated for AOS/AP/EAD

06-19-2009.....Check cleared

06-23-2009.....Touched AOS/EAD/AP

07-20-2009.....phoned helpline to report no biometrics appointment sent, Service request generated.

07-25-2009.....Recieved biometrics notice (generated on the 22nd june) for the 08-19-2009.

07-30-2009.....Did early walk in biometrics.

07-31-2009.....Touched AOS/EAD

08-06-2009.....Generated interview notice(received 08/10/09)

08-10-2009.....EAD/AP Approved

08-19-2009.....***NOA2 (Finally received after 6 Phone calls, 11 months late) :)

09-09-2009.....Aos interview.(APPROVED)first card production email

09-12-2009.....Welcome Notice Received.

event.png

rmq4qx3kup.png

Posted

thanks! it was just an idea i had i dont think i will go through with it!

i was told it takes a year for the k1! so ...

Colin & Jess

*K-1 Visa Timeline*

Service Center : Vermont Service Center

I-129F Sent USPS: 08-18-2008

I-129F arrived at VSC: 08-21-08

Check cashed by VSC: 08-24-08

I-129F NOA1 : 08-24-08

I-129F NOA2 (CHECKED ON WEBSITEl) : 1-28-09

NOA 2 (IN HAND) : 1-29-09

NVC Received : 02-06-09

NVC Left : 02-10-09

Consulate Received : 02-11-09

Packet 3 Received : 02-13-09

Packet 3 Sent to London (minus checklist): 03-02-09

Packet 3 Received in London( found out via calling embassy and email) : 03-12-09

Packet 3 checlist sent back: 03-27-09

Medical: 03-26-09 canceled due to operation... rescheduled for 04/23/09

Packet 4 Received :04-06-09

Interview Date : 04-27-09 ( APPROVED pending medical results)

Visa Received :

US Entry : 04-13-09 via Dallas Fort Worth airport

Marriage : 06-06-09

AOS time line

I-485(+EAD&AP) sent: 07/21/09

Arrived: 07/23/09

Biometrics: 08/26/09

RFE: 08/10/09 but got letter 10-23-09 (you have 87days to answer an RFE)

RFE RECEIVED: 30-10-09 at 4pm

Interview:

AOS transfer(if any):4/11/09

Approval/denial date:

Filed: Timeline
Posted
hi i was just wondering !!

can you enter usa on a visa ( k1 k3 etc ) with a debt!

for example if you had a loan of £5000 to pay off and you were leaving to usa to marry and AOS! so therefore you were going to miss some payments!

would you still be allowed into the usa ! or do they not care as it is not the teh states money!

i am asking this question because i was thinking of buying a new car but will need a loan! (uk citizen)

any help would be great

The US could care less about the money you borrowed from a foreign bank. They dont care if you pay it off or you don't when it comes to getting the K1. :)

Filed: Citizen (pnd) Country: Canada
Timeline
Posted

I came to the US with about $3,000 in credit card debt, and almost $20,000 in student loan debt. I set up online payments and have gotten rid of the credit card debt and half of the student loan. When my husband and I move back to Canada in the next five years or so, I want my credit history to be in good standing so that I am not screwed when trying to set up our life back there.

With the economy the way it is and how skittish the banks are on extending loans and mortgages, I wouldn't be at all surprised to see the day when immigrants come to the US, their credit back home starts getting checked when trying to get that first credit card or first loan. And I see that day coming sooner rather than later.

*Cheryl -- Nova Scotia ....... Jerry -- Oklahoma*

Jan 17, 2014 N-400 submitted

Jan 27, 2014 NOA received and cheque cashed

Feb 13, 2014 Biometrics scheduled

Nov 7, 2014 NOA received and interview scheduled


MAY IS NATIONAL STROKE AWARENESS MONTH
Educate Yourself on the Warning Signs of Stroke -- talk to me, I am a survivor!

"Life is as the little shadow that runs across the grass and loses itself in the sunset" ---Crowfoot

The true measure of a society is how those who have treat those who don't.

Filed: K-1 Visa Country: Australia
Timeline
Posted
thanks! it was just an idea i had i dont think i will go through with it!

i was told it takes a year for the k1! so ...

At the moment the average wait for K1's appears to be somewhere between 5 and 8 months, in saying this, some get them quicker, some have to wait a hell of a lot longer (lets all hope none of us are in the second boat).

06-18-2006 Met online in WoW

04-25-2007 Admitted that we had feelings for each other started talking on skype everyday!

10-12-2007 Met in US in person for the first time, love at first sight lol, 2 perfect months together.

06-21-2008 Engaged

08-16-2008 Package finally put together and posted to Vermont! Let the real games begin.

08-21-2008 Delieved, least thats what Fedex told us....

08-27-2008 Check Cashed *dances* come on NOA1!!!!!

08-29-2008 NOA1

10-27-2008 RFE

11-10-2008 RFE returned

03-01-2009 Confirmed Case lost by USCIS

04-03-2009 Refiled K1 Visa application complete with expedite due to USCIS error.

05-14-2009 K1 package once again has vanished....

06-08-2009 Hired lawyer to proceed with Appeal process.

06-26-2009 Paperwork Fedex'ed to lawyer

07-02-2009 Lawyer submitted our suit to court

07-17-2009 Court day 2: Success, must respond by 21st August. - No result ever came from this.

10/06/2009 Withdrew K1 petition

10/10/2009 Married

10/24/2009 CR1 packet completed and posted

10/26/2009 Packet arrived at Chicago - And Submitted our Aussie application

11/04/2009 Application of CR1 returned - was rejected because of a "blurry zip code" we didn't bother to re-apply given that Chris had lost his job

04/05/2010 Australian application still pending

September 2010 - Chris arrived in Australia on Temporary Visa.

10/10/2011 - 2 year wedding anniversary - Chris to be granted Australian Permanent Residency

Summer 2012 - Planned immigration to USA.

*We have visited each other 8 times since 2007*

Filed: AOS (pnd) Country: New Zealand
Timeline
Posted

It's true the US gov't doesn't care about credit but some banks in the US are actually affiliated with international banks so don't take the risk.

If your credit is good you will want to bring to the US a copy of your good credit standing in your Country to help establish credit in the US.

do the same with your driving record. ;)

timeline.jpg

Filed: K-1 Visa Country: England
Timeline
Posted

Gareth is coming over with some debt but we plan on hopefully getting a consolidation type loan after the wedding that we will knock his debt out with as well. We also are thinking of the future and if we ever decide to re-locate to England or just to visit and be in good standing!

~Steph n' Gareth n' Fam

Successful Fiance' Visa recipents Class of October 2008 ;)

(filed January 2008 married November 18th 2008)

 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

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