debt collector has my credit card account now

[leo79 0]

hi everyone,

guys i am going through very tough time i have a big debt my account has been transfer to debt collector agency, i just received a letter from them that u have to come up with all the amount in once that is impossible for me but i am trying to pay whtever i can pay them little by little now my question is i am going to abroad in october just for 11 days do you guys think that they will send my information to dept of state and dept of state can refuse me going out of state for few days even though i have return ticket,any suggestions guys.

thanks

[*JG* 2]

hi everyone,

guys i am going through very tough time i have a big debt my account has been transfer to debt collector agency, i just received a letter from them that u have to come up with all the amount in once that is impossible for me but i am trying to pay whtever i can pay them little by little now my question is i am going to abroad in october just for 11 days do you guys think that they will send my information to dept of state and dept of state can refuse me going out of state for few days even though i have return ticket,any suggestions guys.

thanks

How old is the debt?

In my experience, it takes them a good long time to do anything at all........up to a year or more. And, the steps are....

letters & calls

debt collector

more letters and calls

suing you......that can actually drag on for a year even if you never show

Lastly, garnishing your wages

It's not something I would completely ignore as you do need to do something about it.

But, by October............PU-LEEZE!!!! Unless it's dragged on for a year or two now, I would not stress one bit about October. And the state department? I would not even think something like that.

PM if you want to chat about this.

[jbhypno 0]

Don't worry I have alot of debt and it didn't affect the immigration of my first wife and I don't expect it to affect my current application for my new wife. As long as your income is above the poverty line I don't think they worry about back debts on credit reports.

JBHypno

[*JG* 2]

Don't worry I have alot of debt and it didn't affect the immigration of my first wife and I don't expect it to affect my current application for my new wife. As long as your income is above the poverty line I don't think they worry about back debts on credit reports.

JBHypno

You need the same advice an old guy at the YMCA gave me this morning during my exercise class.........he said, next time you need to say the hell with love and marry for money. He totally cracked me up with that statement!!

[leo79 0]

but my question is can i travel abroad while i have a debt, someone told me they can stop me at the airport for going outside the US if u have a big debt,i have some family issues for resolving those i have to go

thanks

[MrsCat 6]

but my question is can i travel abroad while i have a debt, someone told me they can stop me at the airport for going outside the US if u have a big debt,i have some family issues for resolving those i have to go

thanks

Having debt doesn't preclude someone from entering the US (even a lot of debt). In the off chance that there is a question whether you have the funds to sustain yourself while on vacation, you may have to show sufficient monetary funds. This rarely happens though. Additionally, if you have a return ticket this should be enough.

Just having debt in collections doesn't prevent someone from visiting the US - it might if you showed up at the airport with no return ticket, no $$$ in your pockets and looked totally destitute. Highly unlikely that it would happen though.

Relax about the debt thing (at least as far as travel goes). That's really a matter for your own country and not really any of the United States' business.

[AandLKC 1]

if you have a lot of debt and their is a warrent against you ..then yes ...you can be stopped ... but if you just have debt ..then no ... as long as you paper work is clear you can go ...

[leo79 0]

hey cattattude,

i am going outside the US not entering ,i am already in US

[*JG* 2]

I have been telling you all day.....It's just a debt collector calling you. Next step is a court case which could be continued on and on, especially if they can't serve you. Next step if you lose the case would be wage garnishment and that takes a court order and time to file and process AFTER you lose the court case.

Talk to the lawyer on Friday and quit worrying. You will be just fine here.