The Say Anything Thread - take 5

[Nessa 23]

if you're planning to have a child, it's an idea to start saving now. Also keep in mind you're gonna have to cut down some expenses. maybe eat out less, buy less clothes, less entertainment in general.

[w¡n9Nµ7 §£@¥€r 123]

We never stopped saving....

[chri'stina 190]

If it was my choice, we might have had a baby even earlier but Sujeet is the finance guru and he had certain things he wanted met before we brought on another expense from having a baby. We save money too, and he wanted to make sure we still could after having a baby.

[Bootylicious!! 2]

Um, who said we could afford it?!?! Seriously though, if you wait to have a baby until you can afford it you'll never have one. You'll always find something to spend the extra money on. We haven't looked at any of our expenses or anything else. I'll make sacrifices and buy things for the baby instead of for myself, so will Javi.

We don't have a lot of extra expenses. But we'll gladly cut those out, I'm more concerned of it not fitting into our bottom line.

I don't have a clue what our "bottom line" is. We don't have a set monthly income since Javi lost his job. Sometimes we have money left over after paying the bills, sometimes we don't. Maybe I'm being naive about it all but I just know we'll make it. We don't have anyone to take care of the kid, I have no idea how we'll pay for insurance, I have no idea how we'll pay for daycare, or the numerous other expenses besides diapers and such. I'm not worried about it either.

[w¡n9Nµ7 §£@¥€r 123]

Um, who said we could afford it?!?! Seriously though, if you wait to have a baby until you can afford it you'll never have one. You'll always find something to spend the extra money on. We haven't looked at any of our expenses or anything else. I'll make sacrifices and buy things for the baby instead of for myself, so will Javi.

We don't have a lot of extra expenses. But we'll gladly cut those out, I'm more concerned of it not fitting into our bottom line.

I don't have a clue what our "bottom line" is. We don't have a set monthly income since Javi lost his job. Sometimes we have money left over after paying the bills, sometimes we don't. Maybe I'm being naive about it all but I just know we'll make it. We don't have anyone to take care of the kid, I have no idea how we'll pay for insurance, I have no idea how we'll pay for daycare, or the numerous other expenses besides diapers and such. I'm not worried about it either.

[chri'stina 190]

I agree that if you think of every possible expense, you'll never decide when to have a baby. Part of it is jumping into it.

[Nessa 23]

I never knew how much child care cost til i started working here. I wish they would provide some kind of discount for employees. but it's the same price. if we had a child now, 1/4 of my paycheck would go back to my employee.

[w¡n9Nµ7 §£@¥€r 123]

... he wanted to make sure we still could after having a baby.

I can understand that. I'm trying to do the math keeping my mortgage prepays, 401k contributions and automatic additions to savings as-is. If it doesn't work, the mortgage prepay goes first.

I never knew how much child care cost til i started working here. I wish they would provide some kind of discount for employees. but it's the same price. if we had a child now, 1/4 of my paycheck would go back to my employee.

How much is it there?

Around here childcare for a 6 month infant is around $1500-$2000/month.

[Nessa 23]

soes anybody here have any idea on how much you spend a month with a kid? i never stopped to think about that. counting food, diapers, clothing, child care..

[w¡n9Nµ7 §£@¥€r 123]

If I worked for Johnson and Johnson childcare would be heavily subsidized! Citigroup too. Those are good companies to work for!

soes anybody here have any idea on how much you spend a month with a kid? i never stopped to think about that. counting food, diapers, clothing, child care..

My friend has an 18 month old, he says in the first 6 months with a stay at home mom he was spending around $800/month.

[Nessa 23]

How much is it there?

Around here childcare for a 6 month infant is around $1500-$2000/month.

now i feel bad. I never thought in the real world would be that expensive. $300 here. the wonders of military life. I got so used at how things work here, so many free stuff, í'd never get used to a life without it.

[w¡n9Nµ7 §£@¥€r 123]

How much is it there?

Around here childcare for a 6 month infant is around $1500-$2000/month.

now i feel bad. I never thought in the real world would be that expensive. $300 here. the wonders of military life. I got so used at how things work here, so many free stuff, í'd never get used to a life without it.

$300 is a sweet deal!

[Nessa 23]

i know that now

and we have parents that complain about it.

[Bootylicious!! 2]

I don't know maybe I'm being stupid about the whole thing. The biggest concern I have is paying for daycare. We have two daycare facilities on campus and I do get a discount since I work here. I'm just not sure I can get the baby in there. They have waiting lists. If I can get the baby in there it's about $500 a month, I think. That's what it used to be when I worked in the Accounts office where they brought their deposit. If I can't get the baby in there I'll have to figure something else out.

[w¡n9Nµ7 §£@¥€r 123]

i know that now

and we have parents that complain about it.

people will complain about anything.