221 g (sponser)

[laurarajesh 0]

hi all VJ friensd i wan ask very important question

regardind sponser.

my wife income in 2007 is $5000

so we need co-sponser

my cosponser income in 2007 is $17044

size of cosponser family is 4 (includind me) so we need $26500

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so the deffrience is $9456

but my co sponser property (house cost) is $48000

saving $6000

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total $54000

iwan ask how u calculate u assets into u r income

[emt103c 10]

The form says that assets can only be counted if the consular officer is satisfied that the money can reasonably be obtained by the sponsor with the following caveats:

Assets may supplement income if the consular or immigration officer is convinced that the monetary value of the asset could reasonably be made available to support the sponsored immigrant and converted to cash within one year without undue harm to the sponsor or his or her family members. You may not include an automobile unless you show that you own at least one working automobile that you have not included.

http://www.uscis.gov/files/form/I-864.pdf

It seems that you would need proof that there is enough equity in the house that at least the remaining amount needed to sponsor could be obtained by refinancing or selling the home. . .if there is not enough equity, then the cosponsor would only break even in a sale and therefore the money could not be counted.

[Manasa Krishna 0]

hi all VJ friensd i wan ask very important question

regardind sponser.

my wife income in 2007 is $5000

so we need co-sponser

my cosponser income in 2007 is $17044

size of cosponser family is 4 (includind me) so we need $26500

--------------

so the deffrience is $9456

but my co sponser property (house cost) is $48000

saving $6000

-----------

total $54000

iwan ask how u calculate u assets into u r income

can u find another co sponser or do u have enough wealth to take with u to support yourself show that u r not a burdon to the US govt.

[LadyJane 1]

It seems like your wife's pay for 2007 was very low. Ask yourself: Were there circumstances that prevented her from earning more money (i.e. working part time or a student or spending part of the time outside of the US to visit you or other relatives?)? What is your wife's current pay and is that enough to support your household at 125% of the poverty line?

If there were extenuating circumstances that were involved in your wife's pay for the last year, I would suggest writing a letter to explain the situation and include it in your I-864 package. If your wife can now support you, then I would include representative pay stubs, a letter from her employer or other evidence that shows what she is currently earning.

As for a co-sponsor, it seems that her income may not be enough to supplement your wife's income. The issue of using the house as an accessible source of income is sometime accepted by the consular officer and sometimes not. I would recommend finding another co-sponsor that can show they can support you on their income or assets.