The New Jimmy Carter

[Trumplestiltskin 5,791]

Really? The Cato Institute seems to think that Healthcare is one of the most heavily regulated industries there is and that this amounts to a net deficit of around $170 billion per year. A cost which is borne by the taxpayer at a cost of approximately $1500 per household.

Six your givin me a rash! Can you spare a couple hundred?

If I see you I'll throw some coins in your cup.

[Pinocchio Liberal 268]

Really? The Cato Institute seems to think that Healthcare is one of the most heavily regulated industries there is and that this amounts to a net deficit of around $170 billion per year. A cost which is borne by the taxpayer at a cost of approximately $1500 per household.

Six your givin me a rash! Can you spare a couple hundred?

If I see you I'll throw some coins in your cup.

Your soooooooo cold!

[zqt3344 21]

Ok here is example for you that I call Bull #######.

Let us say you are Momma Cassie Insurance Company. If you only had about $10,000,000 in reserves and you wrote a bunch of policies on customers that had say cancer or whatever preexisting condition and they are only paying like $200-$400 a month and then they start going to get care and end up spending $500,000 or more on that preexisting condition, well before long multiply that, Momma Cassie Insurance is going bankrupt soon. It is too much risk for them to take on at that low a premium. What would you expect from them, what would you do if it were your insurance company, are you going to do without and go bankrupt, I mean you know you would not.

Denying charges or treatment not covered in the policy is normal, it is a contract you enter into with that insurer, read it before agreeing to it and signing up with it.

Once again, look at contract to see what and if they can cancel insurance with you for.

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

[Mr. Big Dog 10,747]

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

Is this something that you have first hand knowledge of? Or are you buyin what your told?

First hand. I've fought with my insurance company more than once over denied claims because some paper pusher thought they can pull a quick one me. They always ended up paying but it's a fcuking biotch dealing with these folks. And I am certain that a percentage of insureds gives up at some point.

[Trumplestiltskin 5,791]

Is this something that you have first hand knowledge of? Or are you buyin what your told?

Second hand - but from first hand sources.

Pre-existing condition - me when I had an exploratory surgery back in '05.

Denying treatment - father in law being denied his cardiology exams by the insurer.

Cancelling coverage - my good friend in CA who had a stroke in 2006. Having great fun finding an affordable insurance plan after he was dropped by his for having taken blood-thinners and statin drugs in hospital.

[Pinocchio Liberal 268]

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

Is this something that you have first hand knowledge of? Or are you buyin what your told?

First hand. I've fought with my insurance company more than once over denied claims because some paper pusher thought they can pull a quick one me. They always ended up paying but it's a fcuking biotch dealing with these folks. And I am certain that a percentage of insureds gives up at some point.

No worries, Obama to the rescue!

[zqt3344 21]

Well the problem is, Ovomit spoke, therefore we should all OBEY and it will be ok, but the truth is, it is not going to be ok and he has no true health care plan or solution at all, has anyone ever listened to what he says, I mean the man rambles, in all truthfulness, we have all debating more specifics and details here tonight than Ovomit ever has in any TV debate period!

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

Is this something that you have first hand knowledge of? Or are you buyin what your told?

[Trumplestiltskin 5,791]

Whatever Obama is able to achieve - it doesn't change the fact that John McCain's proposed health plan blows goats, and does absolutely nothing to make healthcare more affordable or accessible.

[Cassie 8]

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

Is this something that you have first hand knowledge of?

Yes, between myself, and the experiences of some of my friends in person and friends here on VJ. I have had to justify treatments. I also have had run-ins with insurance companies and their insistence on attempting to regulate the amount of blood thinning medication I can buy at once. Is that good enough Marc?

[Mr. Big Dog 10,747]

Well the problem is...blahblahblahblahblahblahblah

The problem is that I am still waiting for you to produce some substance on two of your claims in this and another thread.

[zqt3344 21]

McCain has not really even spoke on his ideas or details of any health insurance plan yet either, so I am waiting for him to also. Doubt if any of them accomplish a thing.

Whatever Obama is able to achieve - it doesn't change the fact that John McCain's proposed health plan blows goats, and does absolutely nothing to make healthcare more affordable or accessible.

[Cassie 8]

Ok here is example for you that I call Bull #######.

Let us say you are Momma Cassie Insurance Company. If you only had about $10,000,000 in reserves and you wrote a bunch of policies on customers that had say cancer or whatever preexisting condition and they are only paying like $200-$400 a month and then they start going to get care and end up spending $500,000 or more on that preexisting condition, well before long multiply that, Momma Cassie Insurance is going bankrupt soon. It is too much risk for them to take on at that low a premium. What would you expect from them, what would you do if it were your insurance company, are you going to do without and go bankrupt, I mean you know you would not.

Denying charges or treatment not covered in the policy is normal, it is a contract you enter into with that insurer, read it before agreeing to it and signing up with it.

Once again, look at contract to see what and if they can cancel insurance with you for.

Everyone in US medical field has this attitude that it is their birthright to be able to charge whatever they may please or decide to and we or the insurance will just accept it and pay it because that has always been the way it has been.

Again I call bullcrap. The insurance companies are not wussies who roll over and play dead.

Pre-existing conditions = reason for insurance not to pay

denying treatment = reason for insurance not to pay

cancelling coverage = reason for insurance not to pay

so are you saying cancer patients and others with pre-existing conditions don't deserve health insurance because they cost too much? Nice.

Oh, and it's too much of a risk for those poor insurance companies alright -- too much of a risk that they won't get their year end bonuses.

Edited June 8, 2008 by Cassie

[Mr. Big Dog 10,747]

Whatever Obama is able to achieve - it doesn't change the fact that John McCain's proposed health plan blows goats, and does absolutely nothing to make healthcare more affordable or accessible.

It actually does the opposite. It completely dismantles the fragmented system we have without putting anything in it's place. McCain is looking to make a bad thing worse. He, of course, enjoys superb health insurance that the taxpayer funds for him. #######!

[Trumplestiltskin 5,791]

McCain has not really even spoke on his ideas or details of any health insurance plan yet either, so I am waiting for him to also. Doubt if any of them accomplish a thing.

You mean the one where he wants to get rid of the employer tax credit so that the public can buy insurance plans individually?

[Mr. Big Dog 10,747]

McCain has not really even spoke on his ideas or details of any health insurance plan yet either, so I am waiting for him to also.

You should peruse the news websites from time to time. MsSame has put out his excuse for a health care plan.