Medical insurance

[william_wallace 8]

Does anyone recommend whose the best for medical insurance? This will be totally new to me for when I arrive in the States. I havent got a bloody clue about it lol.

My fiance has 3 kids, so is it better for everyone to be all on the same insurance or is individual best?

Any tips and ifo on this would be appreciated.

Thanks

[Lili 3]

It is better to be under your fiance's plan (and also cheaper!).

He should be able to have you and your kids signed up under his work's insurance plan as soon as you get married.

[william_wallace 8]

Cheers for that. Seems as though thats the best plan.

[StillThePrettiest 3]

I will go onto my fiancé's insurance plan as soon as we're married, but until then I've got temporary cover through these guys: http://www.americanvisitorinsurance.com/

be aware that travel insurance will not cover you, so if you're in the States for more than a day or two before getting married you won't be covered

[ginger1981 0]

Question....has anyone had problems getting your spouse onto their insurance? My issue right now is we are waiting for Nicky's SS#, and that might take some time. However, my company only gives 30 days to get in the Family Status Change form...after that I have to wait until next year's benefits enrollment to put him on my insurance. That leaves a good 6 months. I contacted HR and I'm waiting to hear back from them if I can get him on my insurance and as soon as I have the SS# give it to them...but I am curious about other people's experiences.

[mendeleev 68]

Question....has anyone had problems getting your spouse onto their insurance? My issue right now is we are waiting for Nicky's SS#, and that might take some time. However, my company only gives 30 days to get in the Family Status Change form...after that I have to wait until next year's benefits enrollment to put him on my insurance. That leaves a good 6 months. I contacted HR and I'm waiting to hear back from them if I can get him on my insurance and as soon as I have the SS# give it to them...but I am curious about other people's experiences.

We were able to get my wife onto my company's insurance before she got a SSN -- actually before she even entered the country! (That was their way of making sure that any pre-existing conditions would be covered.) It turned out that my company's insurance company did not use SSN as the ID number for covered individuals. Therefore, it wasn't necessary to have a SSN to be covered in the first place.

She still doesn't have a SSN and a number of claims (dental, minor surgery, doctor visits) have been covered.