question about the bank letter

[yoke 2]

Hello quick question about the bank balance letter. Do i need the letter that says how much balance i have as of the day i get the letter or do i need to have all the deposits added up for 2007 and then get the letter? thanks

[Eric_and_Corinna 0]

I was under the impression you needed to show all deposits for the past year. My bank doesn't have smart enough people to do this on their own, so I had to print out all my statements for the last 12 months, add all the direct deposit transfers as well as deposits up, show them how much it was, and basically feed them a letter they could copy. I also had them show any assets I had through them and balance remaining on them (trucks, boat).

The only thing they really knew how to do was notarize it.

Good luck!

[pimp by 14 0]

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Edited May 9, 2008 by pimp by 14

[yoke 2]

ya i was reading something somewhere about you need to show all your deposits i mean cant i just have the bank write a letter that says I have such balance in my account i mean wouldnt that work or do i still need to show each month statement?

[rouguewave 7]

ya i was reading something somewhere about you need to show all your deposits i mean cant i just have the bank write a letter that says I have such balance in my account i mean wouldnt that work or do i still need to show each month statement?

There are people who have brought a "few" recent bank statements and others who have brought a year's worth. In reality, you don't need to submit ANY regular monthly statements for your account. As a previous poster pointed out, the instructions are specific about the statement from the bank as being one that lists current balance as well as total deposits over the past 12 months (not last year). They are looking for you to request this specific letter from the bank, not submit the equivalent bank monthly statements. My bank charged me $30 for it. Thanks, BankOfAmerica, for taking good care of my money.

Its generally felt that the letter provides a rough cross check for the income and assets statements that you make on the Affidavit of Support. If you tell them you've got megabucks in assets and its not reflected in the current balance of the bank statement ("Ohhhhh, its in my other account") then you're running a risk. If you tell them you make Megabucks of income and your bank statement shows paltry deposits, then you'd better have a shiny clean employment letter or your risking some serious questions or an RFE.

Obviously, the numbers don't have to exactly match anything, but the total picture from all evidence needs to convey the impression that you can afford to support having a spouse and/or family (especially above the poverty limits).

[hyd617 1]

i just went to the bank today since i will be mailin my AOS i864 on monday

i had them transfer half my money to savings since i had nothing in there and kept the other half in checking...

i got a statement from them listin all transactions ..deposits from work and personal withdrawals, and bill payments

is this ok?

or should i ask them for a formal letter from bank of america letterhead sayin as of today i have this much money??

im confused