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PfcsBaby

Anyone have Kaiser Permanente Insurance in the USA?

By PfcsBaby in Canada

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PfcsBaby Collaborator

PfcsBaby   0

Posted
Filed: Lift. Cond. (pnd) Country: Canada
 Timeline
Posted

Hey y'all,

Well here's the situation, I just got my EAD card so now I can go back to the SS office and get my SSN for me and my son. We'll be able to get onto my husbands insurance soon. The problem I'm having right now is I think I might be pregnant. I'm going to wait another week, then go get a home test to be sure. At this time I'm already late by 3 weeks, so I'm pretty sure I already know. My mother in law said as far as she knows, all insurance companies require you to have paid into insurance for 10 months before you can use it. I'm hoping this isn't the case, but that is why I'm here asking.

If I can't use my husbands insurance, is there any other method of getting help during the pregnancy, like Medicaid? I have to see a doctor if I'am pregnant. There is no way of going through it all without seeing one. We didn't plan all of this to happen, it just happened. I don't want to terminate the pregnancy, if I'am pregnant just because we have no insurance. I don't believe in doing that for that reason.

If anyone knows anything about Kaiser Permanente's Insurance or another way of getting help with this and could help me, I'd really appreciate it.

Mary

Here's my K-1 Timeline:

October 2006 - I-129F sent

10/24/2007 - INTERVIEW DATE!!!!!....APPROVED!!

10/30/2007 - Visa in hand!

AOS Timeline:

1/30/08 - Sent AOS pkg Priority Mail with USPS

3/12/08 - Biometrics taken

3/29/08 - EAD and AP in hand for me and my son

5/21/08 - Email-GC on its way!...RFE for my son's application

5/27/08 - GC arrives!!!

7/02/08 - Sons GC arrives!!!

ROC TIMELINE

3/23/10 - ROC sent!

3/29/10 - NOA1

4/22/10 - Biometrics Appt for me and my son

6/30/10 - Email saying card production ordered for me and my son

7/6/10 - Letter in the mail saying cards will arrive within 60 days

7/10/10 - Both cards received!

MarkNAshley Enthusiast

MarkNAshley   0

Posted
Filed: K-1 Visa Country: Canada
 Timeline
Posted

I'm not sure about your insurance company specifically, but with my husbands (he is on United), pregnancy is the one "condition" (that is there term, not mine) that they will cover regardless of when you signed up for insurance if it is through a spouse. I think very few respectable insurance companies would consider pregnancy a pre-existing condition that they would not help pay for. Your best bet is to call them and ask, that way you can be sure!

AOS

Date Filed : 2008-02-15

NOA Date : 2008-02-26

RFE(s) : 2008-03-13

Bio. Appt. : 2008-03-18

AOS Transfer** :

Interview Date : 2008-07-23

Approval / Denial Date : 2008-07-23

Approved : 2008-07-23

Got I551 Stamp :

Greencard Received:

EAD

Date Filed : 2008-02-15

NOA Date : 2008-02-26

RFE(s) :

Bio. Appt. : 2008-03-18

Approved Date : 2008-04-24

Date Card Received : 2008-05-03

Comments : Packet Arrived in Chicago - Feb 20, 2008

Check cashed Feb 28, 2008

AP

Date Filed : 2008-02-15

NOA Date : 2008-02-26

RFE(s) :

Date Approved: 2008-04-24

Date Received : 2008-05-01

Flames9_RN Grand Master

Flames9_RN   358

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

Ur best bet is to contact them directly!! There are various plans within each health providers framework, so it may be covered on someone else's plan, but not the one ur husband has (and vice versa)

Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

Delicia Proficient

Delicia   1

Posted
Filed: AOS (apr) Country: Chile
 Timeline
Posted

Is this employer-offered insurance? If so, you don't need a SSN to get added onto spouse's policy. I am already covering my husband who is still in Canada (although he has no use for it) because I didn't want to hit any freeze outs by the time he got here. If it is a private policy, I have no answer for you.

He might just use it for the dental coverage and get a cleaning on his next visit to see me. ("Come to the U.S. honey, you are over due for your dental check up," sounds a bit amusing.)

My blog

10/01/2005: Married in Toronto

02/15/2006: Began Canadian Immigration

09/19/2007: Withdrew CIC application (they still hadn't processed anything)

10/01/2007: Moved back to U.S.

----------------------------------------------------------------------------------

IR-1 application through Montreal Consulate

10/26/2007: I-130 mailed to CA Service Center

10/29/2007: USPS confirmation of receipt of I-130

02/13/2008: NOA-1 received (107 days)

07/02/2008: I-130 approved

07/22/2008: AOS filed including EAD and AP

07/25/2008: NOA-1s for all 3 received

08/20/2008: Biometrics appointment

08/22/2008: Received RFE for Affadivit of Support and Medical

10/21/2008: Submitted I-865W in lieu of co-sponsor and medical info to NSC

11/14/2008: online case status not updated since filing of AOS in July 2008

01/20/2009: Received another RFE for Affadavit of Support Info

02/02/2009: Responded to RFE with brand new AOS based on 2008 tax return (if that doesn't shut them up, dunno what will)

02/19/2009: EAD card received in mail (no updates on Online Case Status ever made)

02/23/2009: AP received (again, no online updates)

02/26/2009: Received interview appointment letter for 4/6/09

04/06/2009: AOS approved for unconditional GC

04/21/2009: GC received

CBR Rising Star

CBR   0

Posted
Filed: AOS (pnd) Country: Canada
 Timeline
Posted

I think it depends on the insurance company, but Kaiser is a really big one I believe so I'm sure they would cover you. If not, there are ways of getting prenatal care without insurance. Planned Parenthood comes to mind. In order to use Medicaid you'd have to qualify (i'm not sure what the income requirements are).

Good luck to you! I hope the insurance works out...that would be your best option.

And CONGRATULATIONS!!

3/5/11 sent LOC paperwork

3/9/11 date of NOA

?/?/?? biometrics appointment

PfcsBaby Collaborator

PfcsBaby   0

Posted
Filed: Lift. Cond. (pnd) Country: Canada
 Timeline
  • Author
Posted

Thanks everyone. We were going to get a test tonight, but my husband can't seem to get himself off his WOW game. I swear, I married the game sometimes lol. Anyways, as soon as we know, I'll let everyone know. Thanks again for your help.

Here's my K-1 Timeline:

October 2006 - I-129F sent

10/24/2007 - INTERVIEW DATE!!!!!....APPROVED!!

10/30/2007 - Visa in hand!

AOS Timeline:

1/30/08 - Sent AOS pkg Priority Mail with USPS

3/12/08 - Biometrics taken

3/29/08 - EAD and AP in hand for me and my son

5/21/08 - Email-GC on its way!...RFE for my son's application

5/27/08 - GC arrives!!!

7/02/08 - Sons GC arrives!!!

ROC TIMELINE

3/23/10 - ROC sent!

3/29/10 - NOA1

4/22/10 - Biometrics Appt for me and my son

6/30/10 - Email saying card production ordered for me and my son

7/6/10 - Letter in the mail saying cards will arrive within 60 days

7/10/10 - Both cards received!

ccb3112 Rookie

ccb3112   0

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted
Thanks everyone. We were going to get a test tonight, but my husband can't seem to get himself off his WOW game. I swear, I married the game sometimes lol. Anyways, as soon as we know, I'll let everyone know. Thanks again for your help.

I have Kaiser, and have added my canadian spouse to kaiser.

I can tell you, i really hate Kaiser, their HMO policies are really subpar. Especially their Pharmacy.

Congradulations if you are preggo! sorry dont have info on coverage of pregnancy, but i was able to cover my wife without a SSN.

Flames9_RN Grand Master

Flames9_RN   358

Posted
Filed: IR-1/CR-1 Visa Country: Canada
 Timeline
Posted

During one of my clinicals at the hospital, Insurance came up, and of course they asked how it worked in Canada, but a few of the Nurses agreed to stay away from Kaiser, not sure why. I'm sure all Insurance companies have their good/bad!!

Still its best to contact them directly and find out the answer and see what YOUR policy covers

Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

PfcsBaby Collaborator

PfcsBaby   0

Posted
Filed: Lift. Cond. (pnd) Country: Canada
 Timeline
  • Author
Posted

Thanks again everyone. I'm going to get my husband to call them on his next day off. I don't like Kaiser either, but that is what his employer has, so I'll just have to deal with it.

Mary

Here's my K-1 Timeline:

October 2006 - I-129F sent

10/24/2007 - INTERVIEW DATE!!!!!....APPROVED!!

10/30/2007 - Visa in hand!

AOS Timeline:

1/30/08 - Sent AOS pkg Priority Mail with USPS

3/12/08 - Biometrics taken

3/29/08 - EAD and AP in hand for me and my son

5/21/08 - Email-GC on its way!...RFE for my son's application

5/27/08 - GC arrives!!!

7/02/08 - Sons GC arrives!!!

ROC TIMELINE

3/23/10 - ROC sent!

3/29/10 - NOA1

4/22/10 - Biometrics Appt for me and my son

6/30/10 - Email saying card production ordered for me and my son

7/6/10 - Letter in the mail saying cards will arrive within 60 days

7/10/10 - Both cards received!

Don_Joy's Prince Community Regular

Don_Joy's Prince   0

Posted
Filed: K-1 Visa Country: Philippines
 Timeline
Posted

I have Kaiser and it is good and bad sometimes. I find the dental to be worse than the medical with the long waits for regular check-ups. But they have many levels of coverage depending on which plan is provided by your employer.

It definitely is cheaper then regular insurance, which is why I have it. So I choose it over the other two companies that my employer offers me. But being a man, I use it about twice a year, so it is not a big deal. Plus I have never been pregnant.

Great to hear your news, Congrats!

My beloved Joy is here, married and pregnant!

Baby due March 28, 2009

 
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