Health Insurance Through Employer

[TracyTN 237]

I'm confused. Will you be added to Debs' insurance, or do you have to find other coverage for you?

I'd be surprised if Debs' insurance wouldn't let her add you to it.

[luv2teach77 41]

Sorry for the confusion,

We'll probably shop around. She currently opts out of her School districts insurance and gets her own from a private firm using an allowance she is paid by the school district. If me being added to the same insurance is cheapest then we'll do that, otherwise I may go for insurance through a different company or we may both sign up with someone new.

I was given a link to ehealthinsurance.com which seems to have a pretty comprehensive list of providers and their individual coverage summarys. We'll probably just sit down one night and try and work out what the best option for us will be. After looking breifly the other day I don't think it would unreasonable to think I could get us both insured for around $300 a month.

Mark

[TracyTN 237]

Ah, thanks for clarifying. You probably explained it earlier, and I either didn't read it right or forgot.

Either way, it sounds like you're good to go!

[Nikita2Charles 32]

For Fiscal year 06

It's a new trend by the companies nowaday to shift premium cost. AT work the difference was only a $25/a month extra if you want coverage for your spouse if she/he can receive coverage from their own employer. Before we used to have what is like a double benefit so the other party would pay the copayment, or at time you just keep one.

Just one more way for the company to save money and Squeeze should i say shifting cost to their employees.

The employers try as much to contain cost, that's why we have so much offshoring, outsourcing, when the INSURANCE COMPANIES are raising the health insurance premium so much to HIKE UP THEIR PROFIT.

The CEO of UnitedHealthGroup came under fire from the shareholder because he got almost $1billion in Severance packgages, bonus, stock options at time when everybody is crying because of Health care cost.

We need a National Health Care System, but with $1billion dollar going to one person, and many more health care companies PAYING OFF POLITICIANS, lobbyist, It's only a dream, it will never Happen.

[rebeccajo 14]

National Health Insurance is so desperately needed here. It's a crying shame a nation that is one of the worlds leader's in health care has such a large percentage of the population unable to afford to go to the doctor, let alone the hospital.

My husband still can't quite wrap his brain around the fact that a hospitalization could bankrupt us.

Mark, if you find a company that can insure you and Debs for $300 a month, please post it here. You'd be doing the community a big service - not that you haven't done many already!

Edited May 6, 2006 by rebeccajo

[TracyTN 237]

I guess that all depends on how its managed. Personally it scares the s*** out of me to think about our govt. controlling our healthcare across the board. I realize our system has problems but I've not seen overwhelming evidence that the UK system is the way to go. Its got some big time problems. Dunno much about Canada's system (other than Keifer Sutherland's grandfather - I think it was grandfather! - came up with it) but maybe theirs is better.

Still, it'd be great to find some kind of compromise between our system and theirs.