Personal checks

[Jesse and Hema 2]

Greetings!

So here's my current predicament:

• I'm running out of personal checks. So, I should order more.
• Since I'm getting married in a month, I might as well get new checks that have both our names on them (I have enough checks to last until then.
• I'm also hoping to buy a house and move this summer, so it'd be silly to get checks that have my current address on them.

So my question is: Do personal checks HAVE to have the address and phone number in the upper left corner? Or can I just put our names there? This is probably common knowledge, but again.. I am uncommon.

Advice?

[mawilson 2,133]

Some banks (HSBC, for example) give you the option of not printing your address and

telephone number on checks - just ask them.

[Dan J 277]

For me, I don't use checks to do anything but pay rent. Everything else is check card/cash, or direct deposit/withdrawl. Alot of places simply no longer accept checks.

I guess it depends how much you use it, and wether you want your wife to be able to use checks. I think they have to have addresses if you want merchants to accept them. If the check is returned, they can get back to you to settle you debt.

[William33 110]

You use checks? Just kidding...

Does your bank offer online bill payment services?

To answer your question, no; addresses are not required. Most merchants will accept a "no address or not local address" check with a local ID. From there, they capture your address.

Edited March 23, 2008 by William33

[simple_male 1]

You use checks? Just kidding...

Does your bank offer online bill payment services?

To answer your question, no; addresses are not required. Most merchants will accept a "no address or not local address" check with a local ID. From there, they capture your address.

Maybe I am wrong, but I thought address is required, phone no is not.

[William33 110]

Maybe I am wrong, but I thought address is required, phone no is not.

Depends on the merchant I suppose. On the rare occasions that I write checks, I use the remainder of my overseas addressed checks. No merchant issues, given my local ID.

If your check has no address, yet you have a "local" ID matching the name on the check, this should not be a problem either. It's all about positive ID of the check writer.

[GaryC 7]

I use very few checks, rent mainly, and I have checks left from when I lived in Alton. I still use them even though the address is wrong. No one has ever said anything and they have always cashed fine. My debit card is my best friend.

[Steph0814 1]

I dont use Checks, However I ordered checks with our married name, address and telephone (as shown on our joint bill). I use them for all things USCIS related (and make a copy of them with the receipt of what they were for.

Medical Exam, photos, fees etc...

And depending of the financioal institution, you must have either your address OR phone number.

I am sure people will tell you I am going overboard, but I don't want any excuse for a RFE.

I figure better to overuse in this case.

Hope that helps a bit.

Greetings!

So here's my current predicament:

• I'm running out of personal checks. So, I should order more.
• Since I'm getting married in a month, I might as well get new checks that have both our names on them (I have enough checks to last until then.
• I'm also hoping to buy a house and move this summer, so it'd be silly to get checks that have my current address on them.

So my question is: Do personal checks HAVE to have the address and phone number in the upper left corner? Or can I just put our names there? This is probably common knowledge, but again.. I am uncommon.

Advice?

[*julez* 124]

The bank I work for does not require that the address be listed on the check.