Wamu experience ?

[melusine 5]

Hello,

I am browsing here and there about my future bank and would like to hear from people having a bank account at wamu !

tell me about your experience ! good or bad !

[Mononoke28 135]

I don't have a bank account with them but I do have a credit card from them and haven't had any issues so far (knock on wood).

Diana

[Chica Yeyé 41]

We're with them and I cannot complain at all. Good service (in the phone, on the web and in person) - free checking, no fees. Go Wamu!

[David-Rhosie 0]

Hello,

I am browsing here and there about my future bank and would like to hear from people having a bank account at wamu !

tell me about your experience ! good or bad !

We have a savings & checking account with WAMU and so far we are very satisfied with their services and even planning to open a secured credit card with them to start building my credit history.

[athena_ny 1]

I have a credit card with them and I have no complaints; I have a coworker who does all her banking with them and loves them.

[Lili 3]

I used to be with Bank of America and hated it. Long story.

I have been with Wamu for about a year and half, and love it. They are much better and don't try to charge your fees out of everything.

However, make sure they don't put the wrong immigration status when you open your account. If not, you will have to close the account and reopen a new one.

Whatever you do, do not go with Bank of America!!!! 5 years of them and they just plainly suck! Sorry but that is the truth.

[SqdnGuns 21]

We're with them and I cannot complain at all. Good service (in the phone, on the web and in person) - free checking, no fees. Go Wamu!

Hello,

I am browsing here and there about my future bank and would like to hear from people having a bank account at wamu !

tell me about your experience ! good or bad !

We have a savings & checking account with WAMU and so far we are very satisfied with their services and even planning to open a secured credit card with them to start building my credit history.

I have a credit card with them and I have no complaints; I have a coworker who does all her banking with them and loves them.

I used to be with Bank of America and hated it. Long story.

I have been with Wamu for about a year and half, and love it. They are much better and don't try to charge your fees out of everything.

However, make sure they don't put the wrong immigration status when you open your account. If not, you will have to close the account and reopen a new one.

Whatever you do, do not go with Bank of America!!!! 5 years of them and they just plainly suck! Sorry but that is the truth.

^^^

Same Same........total agreement.

[bora bora 1]

A good friend of mine had a big problem with WAMU, but we all have problems with banks so I don't know if this was an isolated issue or if its common.

[melusine 5]

bora bora can you tell us more ?

about opening an account they sent me this answer of the requirements:

To open an account at a Washington Mutual banking store, you must

provide two valid forms of identification (ID) from categories

established by Washington Mutual Bank.

The following valid forms of ID are acceptable:

- Primary:

Note: IDs must be current, signed, and include a photograph.

* Valid U.S. state-issued Driver’s License or current Learner’s Permit

* Utah Driving Privilege Card (DPC)

* Valid U.S. state-issued ID card

* Canadian driver’s license/ID card

* Valid U.S. government-issued ID card

* Passport with an English translation, including description

* Valid U.S. military ID card, including description

* Alien registration card

* Current or extended Washington State temporary Driver’s License

* Mexican matricula consular card

* Guatemalan consular card

- Secondary:

Note: Identification must be current and signed

* Major credit card (i.e., Visa*, MasterCard*, Discover*, American

Express*)

* Major debit card (must contain Visa* or MasterCard* logo)

* Certificate of Naturalization (must include photograph and comply with

the issuing agency’s requirements)

* Utility bill, dated within the last thirty days, containing your name

and address (e.g., cable, telephone, electric, water, gas, or garbage)

* Current residential lease or rental agreement with your name and

address

* Major department store credit card

* Student ID card that displays the school name, issue date, student ID

number and student photograph

* Union or trade membership card that displays issue date, union/trade

name, member ID number, and member photo

* Employee badge that displays the company name and photo of employee

* Valid government-issued gun permit that displays name, address,

expiration date, and photograph of bearer

* New Jersey Renewal Driver’s License (This driver’s license does not

display a photo; therefore, it is only acceptable as a secondary form of

identification.)

* New York State Benefit Identification Card that includes photograph of

bearer

* Nevada Sheriff’s Card

[rebeccajo 14]

I'd recommend waiting till you arrive stateside to decide this issue.

I was in the banking industry for years. It depends on what you want from a bank.

If you want personal service and easier access to your accounts should there be problems, choose a small local bank or credit union.

[melusine 5]

i look at wamu quite intensively yesterday, my main use is online banking and if there is no fees and still people are happy...

but i would like to hear about the problems and how they handle it

[vdvoem 0]

I would side with rebeccajo-look into small local credit unions. you might find just what you need.

Personally I would recommend having both- an acocunt at a major bank, and one at a different bank or credit union. good idea to split your money up.

[Charuhans 0]

My first banking experience in the US was with WAMU. Excellent service, don't have a single instance about which I can complain in 2 years now. They opened a free checking account even when all the ID I had was my Indian Passport and also a savings account with no minimum. My first credit card was from WAMU, they offered me one after 6 months of banking with them, 6 months 0% APR, no annual fees. Again a very good experience, they review our credit record every 6 months and increase our limit.

Also they give me free Wire Transfer for sending money to India, gets there in 24 hours. Wonderful bank, good people.

[Vi Mazzella 4]

I have a credit acard, checking account and saving account with them , basically all my services. I love them!!!!

Vi

[Cdn_Ali 11]

My experiences with WaMu have been good and I will continue to use them once I move permanently.