Househunting whilst going through K1 process

[Saffyre 0]

My fiance and I are going househunting when I arrive there at the end of the month. My question is this: Can my name go on the mortgage application if we're not married? I mean could I declare the income I have from the UK?

Or can he just add my name to the mortgage after we are married?

I'm trying to make sense of this so that when we do come to AOS, it wont be messy!

[athena_ny 1]

My fiance and I are going househunting when I arrive there at the end of the month. My question is this: Can my name go on the mortgage application if we're not married? I mean could I declare the income I have from the UK?

Or can he just add my name to the mortgage after we are married?

I'm trying to make sense of this so that when we do come to AOS, it wont be messy!

Whenever I do anything credit related, they need an SSN. This may be a hurdle to getting your name on the mortgage.

[payxibka 10,047]

In addition to previous responses, real estate and contract laws will differ slightly from state to state.... So any general answer you receive here may not be your experience

[sib 7]

Hi,

I doubt the mortgage company will finance a foreigner.

Is ist necessary to finance together?

Your fiance can buy the house in his name only, finance it alone and then after the marriage put you on the title (there are some restriction about the amount you can gift to your alien spouse per year!). We did not have a problem filing AOS and the name was in my husband's name only. I live in Florida.

Wishing you luck.

Sibylle

[Steve'sGirl 0]

We have done quite a bit of research on this issue and talked to our real estate agent about it. As long as your status is not adjusted, you will most probably not be able to have your name either on the deed nor on the mortgage. This may vary from state to state. As soon as your status is adjusted you can add your name to the deed and to the mortgage. Good luck with the house hunt!!!