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Englishsammy

anyone buy immigrant health insurance before they went to US?

By Englishsammy in United Kingdom

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Englishsammy Community Regular

Englishsammy   17

Posted
Filed: IR-1/CR-1 Visa (DCF) Country: United Kingdom
 Timeline
Posted

I'm worried about health insurance as Roshon is a student so doesn't have any for me!

Can anyone point me in the right direction? Or has anyone had any experience with this?

Thanks guys!

Getting excited now - 4 weeks till i'm back with my love :dance::thumbs:(L):devil:

Sam :star:

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06/06/08 Family moved back to UK!!

Husband gained UK citizenship September 2015

______________________________________________________________________________________________________________________

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10/14/2016 Medical

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Linababe Rising Star

Linababe   0

Posted
Filed: K-1 Visa Country: United Kingdom
 Timeline
Posted
I'm worried about health insurance as Roshon is a student so doesn't have any for me!

Can anyone point me in the right direction? Or has anyone had any experience with this?

Thanks guys!

Getting excited now - 4 weeks till i'm back with my love :dance::thumbs:(L):devil:

Sam :star:

Ive been asking this question too sam with no replies :( I would also be interested my Dave works but doesnt have health insurance with the company so it looks like we will be looking at getting private health insurance but i dont think we will be able to get that till after we get married and buy our home so his current $300 rent/mortgage for his mum's place is free to be spent on insurance. Please anyone else got any ideas?

Lina (UKC)

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Kez/JWolf Mentor

Kez/JWolf   6

Posted
Filed: Timeline
Posted (edited)

I could not afford to pay the prices quoted for insurance when I first got here... so I just had to hope I did not need it until I was able to work.... Glad to say I never did....

I now have full insurance from my employers.....

Kezzie

Edited by Kezzie
Mand Proficient

Mand   1

Posted
Filed: Citizen (pnd) Country: Ireland
 Timeline
Posted

And after you're here and settled, Anthem Blue Cross Blue Shield do reasonable private rates.

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ladybutterfly Community Regular

ladybutterfly   0

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
Posted

Im naughty, been here 8 months without insurance! Wish you well on your upcoming move!

LONDON TO CALIFORNIA ....

K1

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AOS and EAD

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Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

Nothing initially.

Then wifes cover

Then wifes student cover

Then Anthem with a big deductible.

Cheap Insurance does not exist, some is less expensive if you are prepared to carry a chunk of the primary risk.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Lou Lou Proficient

Lou Lou   1

Posted
Filed: Citizen (apr) Timeline
Posted

I used http://www.expatriate-insurance.com - they were very easy to deal with and I could extend the cover month by month from the US. I barely remember what I paid but I think it was around 60 quid a month. Well worth it for peace of mind.

Met the ole man in January 1998

Jan. 2004: K1 visa issued ~ April 2004: Got on a plane ~ Nov. 2004: GC in my mucky hands ~ Dec. 2006: Received 10 YR GC

September 2008 - US passport delivered!

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted
I used http://www.expatriate-insurance.com - they were very easy to deal with and I could extend the cover month by month from the US. I barely remember what I paid but I think it was around 60 quid a month. Well worth it for peace of mind.

If you keep clicking through, looks like Allianz may be the Insurer:

http://www.allianzworldwidecare.com/EN/index.php

Just checked their premium for me - $4,600 odd a year.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

giraffemd Collaborator

giraffemd   0

Posted
Filed: Lift. Cond. (pnd) Country: Canada
 Timeline
Posted

I was covered for 30 days by my BC(canadian) medical, and then I got a good plan from www.specialtyrisk.com..it is specifically for new immigrants. My hubby has coverage only for himself with his job, and this was the best we found. We will just keep renewing it until I can go to work and get my own coverage...good luck.

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NOA received Feb 18, 2006

Biometrics done on Apr 21, at St. Paul office..wait some more......

Touched on April 24 and 28

email aproval for AP on May 1

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received EAD in mail on May 8

start work of June 1

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as of Dec 10, 2006 still no greencard....waiting and waiting....USCIS says we are approved, and check back in 60 days...no idea what is happening

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Dec 24...welcome to America letter in the snail mail

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Lou Lou Proficient

Lou Lou   1

Posted
Filed: Citizen (apr) Timeline
Posted

I used http://www.expatriate-insurance.com - they were very easy to deal with and I could extend the cover month by month from the US. I barely remember what I paid but I think it was around 60 quid a month. Well worth it for peace of mind.

If you keep clicking through, looks like Allianz may be the Insurer:

http://www.allianzworldwidecare.com/EN/index.php

Just checked their premium for me - $4,600 odd a year.

I couldn't see anywhere on Allianz that offered US insurance only. Yes, the worldwide cover gave me a quote of nearly $4,000 per year too but it would be a waste for an expat who is only going to be needing it for the US until they can get coverage other ways. I will have to look up the monthly fee I paid though I doubt I still have the paperwork, but I know for sure it was under 100 quid per month with excellent coverage.

Met the ole man in January 1998

Jan. 2004: K1 visa issued ~ April 2004: Got on a plane ~ Nov. 2004: GC in my mucky hands ~ Dec. 2006: Received 10 YR GC

September 2008 - US passport delivered!

Boiler Grand Master

Boiler   45,730

Posted
Filed: K-1 Visa Country: Wales
 Timeline
Posted

I used http://www.expatriate-insurance.com - they were very easy to deal with and I could extend the cover month by month from the US. I barely remember what I paid but I think it was around 60 quid a month. Well worth it for peace of mind.

If you keep clicking through, looks like Allianz may be the Insurer:

http://www.allianzworldwidecare.com/EN/index.php

Just checked their premium for me - $4,600 odd a year.

I couldn't see anywhere on Allianz that offered US insurance only. Yes, the worldwide cover gave me a quote of nearly $4,000 per year too but it would be a waste for an expat who is only going to be needing it for the US until they can get coverage other ways. I will have to look up the monthly fee I paid though I doubt I still have the paperwork, but I know for sure it was under 100 quid per month with excellent coverage.

The US is the most expensive area, it would be a lower risk if you did not need US coverage in total or partially.

Allianz is a reputable company and all in all I thought it was 'reasonably' priced for what you get.

If you are paying a lot less than that there has to be a reason.

Usually you see posts from people who buy travel insurance and think they have annual medical insurance.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

Lou Lou Proficient

Lou Lou   1

Posted
Filed: Citizen (apr) Timeline
Posted

I used http://www.expatriate-insurance.com - they were very easy to deal with and I could extend the cover month by month from the US. I barely remember what I paid but I think it was around 60 quid a month. Well worth it for peace of mind.

If you keep clicking through, looks like Allianz may be the Insurer:

http://www.allianzworldwidecare.com/EN/index.php

Just checked their premium for me - $4,600 odd a year.

I couldn't see anywhere on Allianz that offered US insurance only. Yes, the worldwide cover gave me a quote of nearly $4,000 per year too but it would be a waste for an expat who is only going to be needing it for the US until they can get coverage other ways. I will have to look up the monthly fee I paid though I doubt I still have the paperwork, but I know for sure it was under 100 quid per month with excellent coverage.

The US is the most expensive area, it would be a lower risk if you did not need US coverage in total or partially.

Allianz is a reputable company and all in all I thought it was 'reasonably' priced for what you get.

If you are paying a lot less than that there has to be a reason.

Usually you see posts from people who buy travel insurance and think they have annual medical insurance.

Mine was a very good deal with the above link and no, it wasn't travel insurance. OH's broker checked out the deal before I took it so we were sure it was the right one for us. My advice to anyone would be to get a quote from them as it's free and check all their policies including the small print! Of course, it was 2 years ago that I got this insurance so I'm sure things have changed....just like the USCIS ;)

Met the ole man in January 1998

Jan. 2004: K1 visa issued ~ April 2004: Got on a plane ~ Nov. 2004: GC in my mucky hands ~ Dec. 2006: Received 10 YR GC

September 2008 - US passport delivered!

Rocio Community Regular

Rocio   0

Posted
Filed: Citizen (apr) Country: Mexico
 Timeline
Posted
Nothing initially.

Then wifes cover

Then wifes student cover

Then Anthem with a big deductible.

Cheap Insurance does not exist, some is less expensive if you are prepared to carry a chunk of the primary risk.

i agree i had same way, nothing then my husbands i will get my own when i start working :thumbs:

09-14-2010 Boston's biggest ceremony of naturalization, I'm a citizen now! :)

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