how much does western union charge?

[archie07 0]

I'm not familiar with xoom, in the provinces, where would a person go to collect the money? Are there booths like the western union?

Xoom has hundreds of payout locations. You can either get the money at SM malls' ForEx, Banco de Oro or Cebuana Lhuillier outlets. You can even have the money delivered to the recipient's address or use bank to bank transaction. Check their website www.xoom.com and see for yourself.

--Mae

Thank You

[honeybear 0]

thanks for the inputs everyone! :D

very very helpful everyone!!!

God bless!!!

[Jimmy and Angela 0]

if we have time i use paypal too. my Asawa has a debit card from them at only costs the atm fee however it usually takes 4 days to transfer the money into the account

[Roserick 0]

Be like me.. FOR FREE..

Asked for a duplicate of your debit card from your bank.. Send it to your spouse.

You put some money on your account, and she can just withdraw them.. Anywhere there is ATM that accepts VISA or MASTERCARD..

Otherwise I use xoom.com

[Tim & Cai 15]

I got a credit card with my baby's name on it. That is only around $5 when she pulls money and the exchange rate is very good too

[Tanjay 0]

my fiance is planning on sending me cash but he isnt sure how much would he be charged for sending me cash...Does anyone know?

thanks in advance!!!

Everytime I send $500 to my honey, Western Union charges me $51 fee. I have become their good friend now.

[Tim & Cai 15]

my fiance is planning on sending me cash but he isnt sure how much would he be charged for sending me cash...Does anyone know?

thanks in advance!!!

Everytime I send $500 to my honey, Western Union charges me $51 fee. I have become their good friend now.

A partner hehehe

[djturbo 0]

You people using Western union are simply wasting your money, really!

[Derrel & Lai 0]

my fiance is planning on sending me cash but he isnt sure how much would he be charged for sending me cash...Does anyone know?

thanks in advance!!!

I opened a joint account with Washington Mutual. They opened it in my Lai's name with just a copy of her passport. I sent the signature cards to her, she signed and returned via post. I got a MasterCard Debit ATM card. No charge for deposits to the account, and they ONLY charge a 1% foreign transaction fee, and they give a very reasonable bank exchange rate. So, $100.00 usd only costs about $1.00.

Just my two cents.

- Derrel

[Derrel & Lai 0]

Be like me.. FOR FREE..

Asked for a duplicate of your debit card from your bank.. Send it to your spouse.

You put some money on your account, and she can just withdraw them.. Anywhere there is ATM that accepts VISA or MASTERCARD..

Otherwise I use xoom.com

I first sent a debit card on MY account. Problem... MasterCard debit card with MY NAME ON IT... if she got 'caught' with it, they could say she stole it or whatever... just another means to get a bribe... SO.... Opening the joint account, she gets a card with HER name on it... PLUS... she can use it at a store or anywhere MasterCard is accepted... And the 'fee' is only the 1% foreign transaction fee.!

Additional two cents, credit my account, debit yours.

- Derrel

[Roserick 0]

I first sent a debit card on MY account. Problem... MasterCard debit card with MY NAME ON IT... if she got 'caught' with it, they could say she stole it or whatever... just another means to get a bribe... SO.... Opening the joint account, she gets a card with HER name on it... PLUS... she can use it at a store or anywhere MasterCard is accepted... And the 'fee' is only the 1% foreign transaction fee.!

Additional two cents, credit my account, debit yours.

- Derrel

I tried that.. HSBC has a strict rules.. They need her presence for Joint Account..

Oh well I just told her that whenever she makes a withdrawal at any ATM she always bring her Driver's License with her with her married name on it.. and our Marriage Contract..

[T_and_A 3]

Last time I tried using Xoom, my bank's fraud detection blocked the transaction. I ended up using moneygram, was cheaper than xoom.

I also tried putting Acel on my account, they wouldn't put her on it until she signed some paperwork.

[Lyan 0]

I'm a bit confused in this matter. I sent 400usd to my sister in the Philippines and paid $10 for the transaction. When my sister got the money it was 19,400 pesos, when it supposed to be  19,882 pesos . I just want clarity if they are going to charge you again for the conversion? Or is it cheaper to convert it here in the US when sending money than doing the conversion in the Philippines? 

[Sagot 1,548]

11 minutes ago, Lyan said:

I'm a bit confused in this matter. I sent 400usd to my sister in the Philippines and paid $10 for the transaction. When my sister got the money it was 19,400 pesos, when it supposed to be  19,882 pesos . I just want clarity if they are going to charge you again for the conversion? Or is it cheaper to convert it here in the US when sending money than doing the conversion in the Philippines? 

 

You are posting to a 9 year old topic.  Hope you are not expecting them to reply.

 

With that said WU is one of the worse.  XOOM is better that WU still a little costly.  REMITLY is better than both, no transfer fees and better exchange rates.. and no one gets "slammed" for mystery fees when picking up.

 

I used XOOM  for a few years before I found REMITLY, now they are the only service I use.   Here is a link to REMITLY, sign up with this link and you get a gift certificate once you complete a transfer.

 

 

[Cyberfx1024 7,980]

32 minutes ago, Lyan said:

I'm a bit confused in this matter. I sent 400usd to my sister in the Philippines and paid $10 for the transaction. When my sister got the money it was 19,400 pesos, when it supposed to be  19,882 pesos . I just want clarity if they are going to charge you again for the conversion? Or is it cheaper to convert it here in the US when sending money than doing the conversion in the Philippines? 

Did you send it online or in person? I know for a fact that there is two different options when doing WU and that is either have sender send the exact dollar amount, or have it already converted over. So if you send $400 the exact dollar amount the receiver would get $400, but if you have it converted by WU then exchange rate is actually really low and receiver gets less. That is because WU actually makes money on both ends of the transaction, they make it when you pay them to send the money, they make it a second time when they exchange the money and pocket the difference. I found out the hard way one this one a few years back.

 

My asawa has found it alot easier to just you Xoom honestly. They have model right there on front page of website when you log in on if you send X amount of dollars the receiver would Y amount of pesos. Also the fee is only $6.99 if I remember correctly.