Best way to get last check

[kaibosh 3]

Another quick question for ppl who have already crossed, my last check from my current employer will be deposited into my account after I have crossed already, I bank with CIBC, any suggestions of what the best way to get it into US funds would be? I guess I could transfer it to my paypal account then into my fiances account but I'm pretty sure they have a high exchange rate. Any ideas?

[TheFantastics09 19]

Another quick question for ppl who have already crossed, my last check from my current employer will be deposited into my account after I have crossed already, I bank with CIBC, any suggestions of what the best way to get it into US funds would be? I guess I could transfer it to my paypal account then into my fiances account but I'm pretty sure they have a high exchange rate. Any ideas?

Would it be possible to have your employer give you your paycheck in hand? Sorry if I am not much help, but this is what I am going to have my current employer do.

[Inky 1,110]

Quite a few people from VJ use Custom House to transfer funds.

[Canadiandggal 49]

Another quick question for ppl who have already crossed, my last check from my current employer will be deposited into my account after I have crossed already, I bank with CIBC, any suggestions of what the best way to get it into US funds would be? I guess I could transfer it to my paypal account then into my fiances account but I'm pretty sure they have a high exchange rate. Any ideas?

I go down the street to the corner atm(MTB bank) and take out the money from my CIBC account using my bank card lol. My family still occasionally sends me some cash so its the easier way for them and me. Pretty simple.

[Saddle Bronc 124]

Swap over to TD Bank and use a "Borderless" account as the destination for the funds.

[JoannaV 174]

If you don't urgently need the money, you could also consider leaving it there for use when you visit Canada.

[kaibosh 3]

I go down the street to the corner atm(MTB bank) and take out the money from my CIBC account using my bank card lol. My family still occasionally sends me some cash so its the easier way for them and me. Pretty simple.

What do they charge you to withdraw money from your CIBC account, always heard theres been a pretty hefty fee associate with using your bank card in the states.

[Udella&Wiz 325]

What do they charge you to withdraw money from your CIBC account, always heard theres been a pretty hefty fee associate with using your bank card in the states.

That's a CIBC fee - look it up on their website.

The fee is because a)you're not using CIBC's machine and b) there will be an exchange rate fee - frequently based on how much you withdrew.

How have you paid for anything while you visited down here before? It's a couple bucks....just go to the bank machine and suck it up

or send your parents your bankcard and have them withdraw the money and send you a money order or do Custom House

Edited June 11, 2011 by Udella&Wiz

[Shirley Ann 6]

Another quick question for ppl who have already crossed, my last check from my current employer will be deposited into my account after I have crossed already, I bank with CIBC, any suggestions of what the best way to get it into US funds would be? I guess I could transfer it to my paypal account then into my fiances account but I'm pretty sure they have a high exchange rate. Any ideas?

I opened a U.S. checking account at my bank (TD) that I am gradually adding funds to it, plus I can transfer online from my cdn accounts. I can't access the U.S. funds with a bank card but I will be able to write checks and deposit into his bank. We will have our joint account as soon as I get there. No fees other than the usual service charges and no fluctuating exchange rate to deal with.

Just another idea for you to think about.

[Marilyn. 340]

I bank with Wells Fargo down here and I left my savings account with Prospera open back in Canada because my mom likes to put money in there for me for Christmas etc.. and I also set it up as a joint account with my mom..

anywho I just use my card at the WF ATM and I get charged the usual fee for using a non-WF card and then the Prospera bank takes out a service fee of around 3 bucks but sometimes I use my Prospera card at a store and I don't get charged the WF ATM fee.. but not all places will take the card.. well, so far the only place I have found that doesn't tale it is Walmart...

if you are going to leave an account open back in Canada I would recommenced a savings account but I guess it depends on how you have your checking account set up.. mine would take out a service fee every month so after a few months down here in the US , I got my mom do shut down the checking part and leave the savings open.. now they only charge when I use the card..

Edited June 11, 2011 by Marilyn.

[Darnell 8,478]

atm cards are cool ! fees abound ! but it works.

[Canadiandggal 49]

What do they charge you to withdraw money from your CIBC account, always heard theres been a pretty hefty fee associate with using your bank card in the states.

I looked up my cibc account I took out 390.00 US and is was 392.65Can from my bank (think we were pretty par at the time) then I was charged a 3.00 teller charge. Thats it However when you go to a bank machine you can usually check your balance before taking anything out that will tell you how much you are losing on the Trade.

Good luck..

Like I said I use a M&t bank machine