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Health insurance when visiting the UK...

By Paul in United Kingdom

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Paul Contributor

Paul   0

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I'm a UK citizen- now a dual UK/US citizen, and have been out of the UK for 4 years. I am planning on visiting for Christmas and wondering if I now need travel insurance or if I would get NHS treatment in an emergency... does anyone know what the rules are or where to find out? Similarly, is my newborn son covered? He has a UK passport but was born in the US...?

thanks!

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TayRivers Proficient

TayRivers   4

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From what my husband said, you should be fine with NHS while you are there. Have a good trip!

Emergency treatment is free, so anything that is done in ER you will not be charged for. Anything else you will be charged. Check out your US health insurance as some do offer cover outside the US.

Tay

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Lisa and Ian Proficient

Lisa and Ian   7

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I'm a UK citizen- now a dual UK/US citizen, and have been out of the UK for 4 years. I am planning on visiting for Christmas and wondering if I now need travel insurance or if I would get NHS treatment in an emergency... does anyone know what the rules are or where to find out? Similarly, is my newborn son covered? He has a UK passport but was born in the US...?

thanks!

Try this link: http://www.avert.org/freenhs.htm, where there is lots of good info about what free medical treatment is available.

"In the UK, emergency medical treatment is always free, regardless of your nationality."

You can check with your insurance company about coverage, but I know many policies don't cover overseas. Sounds like you wouldn't need it anyway.

Have a nice trip!

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Leenie Community Regular

Leenie   15

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Haha, interestingly enough, the NHS kindly provided me a prescription while I was over there visiting my fiance - and he wasn't even *technically* my fiance at that point. They just needed his UK address. As the others have said, you ought be fine in an emergency.

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